- Auto InsuranceUntil this year, California Insurance Code Section 1861.025 provided that a person was qualified to purchase a "Good Driver Discount" auto insurance policy if he or she meets specified criteria, including not having been convicted of various DUI-related offenses in the prior seven years.
- RV Insurance
- Home InsuranceWe’ve been taking a lot of calls lately from our customers who are going through sticker shock when they open the renewal notices for their homeowners insurance. Premiums are going up, sometimes way up. A few homeowners may actually see lower rates, but mostly the trend is in the other direction. The big question is, Why? Customers who may have never filed a claim or missed a payment are getting a higher premium. Is this fair? What’s going on?
- Title InsuranceOur ties to the many good people of our community are great and many since 1928. The greatest compliment that our Agency receives today, are the many referrals received from our existing good clients, as well as Real Estate Professionals, Mortgage Brokers, and Title Insurance Officers within the greater Bay Area.
- Life Insurance
- Health InsuranceWe at A.D. Dern have been serving the communities insurance needs since 1928. Currently we represent over forty insurance companies for Personal, Commercial, Life and Health Insurance Products to serve the needs of the many good clients that make up our agency. We are a staff of four, Terry Tigh, Owner and Broker, Elizabeth Cardoza, Office Manager and Agent, and Rosalie McCabe our trusted Customer Service Representative. Adding the many years of experience, Morris Benezra solidifies our Agency’s continued effort to provide both a knowledgeable and caring staff to handle the insurance needs of the community.
- Disability InsuranceLife, Health and Disability Insurance - Term, Universal & Whole Life, Income Replacement Disability Insurance, and the Superior Anthem BlueCross Family of Health Plans
- Business InsuranceCIVIL SERVANT INSURANCE CENTER - Exceptional Discounts for Fire Fighters, Police Officers, Teachers, and all Civil Servant Positions of City, County, State and Federal Employers. Call Us to
- Workers Compensation Insurance"We have not run across any unlicensed contractors who carry workers compensation insurance on their employees so for homeowners, that means if someone is injured while working on your property, they can turn around and sue you for those medical bills," Lopes said
- Commercial Liability Insurance
- Annuities
- Liability InsuranceCar owners with substantial personal assets to protect may want to consider purchasing an umbrella policy, which provides coverage for losses above the underlying policy limits. Drivers should work closely with their insurance company or agent to determine the best possible individual policy to meet their needs.
- Flood InsuranceHomeowners Insurance - Primary Home, Secondary Homes, Seasonal Homes, Condo Owners, Townhomes, Renters, Mobile & Manufactured Homes, Including Earthquake and Flood Insurance
- Earthquake InsuranceQuake that shook Southern California didn�t cause much damage but it�s a jolting reminder that a major quake could come at anytime. Yet, only 12 percent of all homeowners purchase earthquake insurance, said Terry Tigh.