Family Law

• Divorce
• Child Support
  Federal law limits creditors from removing more than 50% of your disposable income to pay owed child support. Automatic income withholding orders are standard practice in these types of cases. Keep in mind, if you are supporting a child this rule applies. If you are not supporting a child in your immediate care up to the court to pay off child support can garnish 60% of your wages.
• Spousal Support

Finance Law

• Bankruptcy
  When your business continues to suffer because of unpaid loans or debts to other businesses it might be time to consider filing for Chapter 11 Bankruptcy. Under Title 11 of the U.S. Bankruptcy Code a business owner can file for debt restructuring. Unlike Chapter 7 and 13 your debts will be reorganized not liquidated. You are entitled to become a ‘debtor in possession’ leaving you in complete control of your assets. You will become the case trustee similar to Chapter 7 and 13. At Giordano Spanier & Heckele Law we will help you remain in control of your investments and plan for a brighter financial future.
• Foreclosure
  At Giordano Spanier & Heckele Law, we are experienced in fighting for our client’s best interest. We will protect you and your financial assets so creditors will stop calling you constantly for unpaid debts. We can fight for more favorable terms to better suit your needs and financial goals. After a bank forecloses on a loan it is a good idea to consider financial assistance or debt counseling. By contacting Giordano Spanier & Heckele Law you will receive the best foreclosure defense regarding homeowner rights and foreclosure proceedings. We will fight for our client’s financial stability and security. If you think you are being unfairly targeted by your mortgage lender or you want to consider a more aggressive plan of action to pay off your mortgage debt contact us and we’ll fight for the best possible outcome for you and your family.