they will take money out of your bank acc ,say if you owe 200 and there is only 5 dollers in your acc they will try to take that money the problem is the bank will charge you a service fee of around 125 for them stealing your money then you get a letter from the bank saying your acc is overdrawn by 120 dollers , lots of overdrawn fees if you had checks out. this hurts the poor and most of the time the acc gets shut down, we have agreat tax collector or is he a overpaid crock