- Auto InsuranceAuto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance.
- Renters InsuranceWith a renter’s policy, the coverage includes the inner contents of the home, apartment, or room that you are renting. This is coverage for the break-ins, the natural disasters, fires, and other circumstances that are beyond your control. Even though your landlord will have a homeowners policy on the place you are living, it does not cover your own personal items as a renter, which is why renters insurance is essential.
- Home InsuranceA Look Back to 2022 Unfortunately, just like everything else, home and auto premiums were on the rise in 2022. Home insurance premiums increased an average of 12.1% from May 2021 to May 2022. Record inflation, extreme weather events, and aging homes in need of... read more
- Condo InsuranceWhen people shop for home insurance, they are actually seeking not just one type of coverage but possibly several different varieties. Homeowners insurance, renters insurance, and condo insurance are all typically included within the category of home insurance.
- Landlord Insurance4. Renting Out Your Rental Property – Landlord Insurance: If you own rental property, you might already have coverage in place that could cover short-term rental exposures. Talk to your insurance agent to verify if your rental property is adequately protected or if additional coverage is needed.
- Life InsuranceThere are two key distinctions to be aware of when selecting one or more life insurance beneficiaries: per capita and per stirpes.The estate of the deceased is known as intestate when a person passes away without leaving a will. In this scenario, the state will assume... read more
- Business InsuranceFarm and ranch owner’s insurance provides protection for both your business and your residence. With it, you’ll have a unique combination of business insurance and homeowners coverage, along with extra options to better meet the unique needs of your farm or ranch. The land is your source of income, whether you’re a rancher who breeds cattle or a farmer who grows maize. Additionally, your property and its structures need to be properly protected if you want to maintain a successful business. Since you can create a single, effective insurance with our customizable coverage, we’ll help protect your farm or ranch.
- Commercial Property InsuranceA commercial property insurance policy could be thought of as a commercial version of a home policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.
- Workers Compensation InsuranceWorkers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.
- Liability InsuranceThe unfortunate truth is that in today’s quarrelsome society, every business owner should guard themselves against possible lawsuits. General liability insurance does just that. To assess your level of risk, ask yourself these questions: Does my business have a... read more