Motor Vehicle

• Auto Insurance
  The New York DMV-approved Defensive Driving Course is now available online. Complete the course at home, in your own time, and save money on your auto insurance.
• Motorcycle Insurance
  Motorcycle Insurance: Motorcycles require liability insurance which protects the owner against costs associated with injuries to others or property damage resulting from a cycle accident.
• Boat Insurance
  Boat Insurance: To achieve the peace of mind boating promotes, the proper levels and type of insurance for your boat are considerations that require a bit of preparation and research.

Property

• Renters Insurance
  The things inside your home can all be at risk from such events as theft, fire, lightning, vandalism, smoke, plumbing leakage, and windstorms. Standard renters insurance policies cover the value of the usual contents of your home- furniture, clothing, television, stereo, and so forth.
• Home Insurance
  This is often confusing on how it’s treated under a homeowners insurance policy or a property insurance policy. Both Flood and Water Back-up are specifically excluded under any standard homeowners insurance policy or property insurance policy. One of them though is generally able to be bought back usually for some sub-limit of coverage (i.e. $10,000, $25,000, $50,000) this is the water back up coverage.

Health and Life

• Life Insurance
  Group Life Insurance: One the most common benefits provided by employers to their employees is the availability of group life insurance.
• Health Insurance
  Before planning travel abroad, Bryant Asset Protection recommends that you consult with your agent or insurer to determine precisely what is covered by your present health or homeowner policies when you are traveling. Some homeowner and health insurance policies do cover certain risks when abroad; others do not. Travelers would be wise to avoid duplicating protections they already have, but you must determine in advance what circumstances are covered and to what extent and plan accordingly.
• Disability Insurance
  Group Disability Insurance: Long-term disability insurance provides “loss of income†coverage to an employee if they are injured or become sick outside of work.
• Long Term Care
  Did you know that New York State provides for a tax credit for 20% of premium payments made to a long term care insurance policy, provided the policy is approved by the Superintendent of Insurance?
• Dental Insurance

Business

• Business Insurance
  When my family and I moved to the Capital Region with a job promotion. Having a family of a wife and five sons, it was time to start a family business. This family business needed to have business insurance. After calling several insurance companies in the Capital Region, giving them all the same details about my full-time job, family status, etc., not having met them face to face, including Jeff Bryant of Bryant Asset Protection; the resounding answer from ALL of those companies EXCEPT Jeff Bryant was "too risky of a business, renting RVs, etc., we can't get you the coverage". When it came to Jeff Bryant, he listened and thought about it and said, "I believe I can find you the coverage you will need to get started with that family business". Jeff Bryant came through for our family at that time when none of the other companies I contacted would take a chance. From that moment on, Jeff Bryant was our Insurance Agent on all of our insurance needs. When others who trusted us to handle their Motor Home Rentals asked us who we would recommend to get them the rental insurance they need, we would always recommend Jeff Bryant, not only for rental insurance but for other insurance needs. Many of those referrals turned in to be regular loyal customers of Jeff Bryant. What happened to those companies who turned me down at first? Many of them watched the company grow and they were soon on the phone telling me they could get me lower rental rate coverage than I was paying, which could save me hundreds of dollars a year. My response was, "You weren't there to help me when we got started, Jeff Bryant was and took a chance on us". Jeff's prices may be a little higher but I believe you get better service, more coverage, and quick response when you need it. The bottom line is "you get what you pay for". That little family business that got its start because of one great insurance agent, continues today with over 100 employees in three major locations. Thank you Jeff Bryant! - Tony S.
• Commercial Property Insurance
  So your bank or an attorney just asked you to purchase “hazard insurance†for your new home, rental property, second home or a new commercial building. What’s they are really looking for is a homeowners, landlords policy or commercial property insurance.
• Workers Compensation Insurance
  Business Insurance Overview: Business Automobile, Business Interruption, Errors and Omissions, Liability, Property, Statutory Disability, Workers Compensation, Group Health, Group Life, Group Disability policies and more.
• Commercial Liability Insurance
  Bryant Asset Protection has partnered with the Philadelphia Insurance Companies to offer commercial clients an important new alternative when it comes to flood insurance for their business premises. As most of us know, flood insurance for businesses is not available through traditional commercial liability policies. Flood insurance has generally only been available through the National Flood Insurance Program (NFIP).
• Professional Liability Insurance
  Bryant Asset Protection has specialized in environmental insurance coverage for over 20 years - providing contractors pollution liability, environmental consultants professional liability, and site-specific pollution liability.

Personal

• Liability Insurance
  Umbrella coverage is a form of insurance that adds protection beyond the monetary limits of the standard automobile or homeowner’s or renter’s policy. Personal umbrella policies essentially “take over†when the limits of your home or auto policy are reached. Personal umbrella coverage is usually sold in $1.0 million increments (up to $5.0 million) to supplement the coverage of both home and auto policies simultaneously.
• Travel Insurance
  Travel insurance is a means of protecting your property and your health when away from home for pleasure or business.
• Identity Theft Insurance
  A Complete Line of Personal Insurance - this is the one source that can meet all of your employee/member’s individual insurance needs - including automobile, homeowners, condominium, renters, boat and yacht, identity theft protection, personal liability umbrella, and valuable items.
• Pet Insurance
  Pet Insurance: Family pets are a part of your life. The last thing you need to worry about is an unexpected expense.
• Wedding Event Protection
  We at Bryant Asset Protection know how much work and inspiration goes in to planning a wedding you will remember forever. To ensure your memories are as special as you’ve always dreamed, let us enroll you in Travelers Wedding Protection Plan to get you off to the best possible start.

Natural Disaster

• Flood Insurance
  Flood insurance coverage cannot be bought back it must be purchased either through the National Flood Insurance Program (NFIP) or there are now private insurers competing quite competitively with the NFIP. So what’s the difference? What is rising surface waters: waters that come over the banks of a creek or river or ocean wash. But...†Flood“ is also your above ground swimming pool wall collapses and the water floods your yard & enters your basement windows and floods your basement, or a water line breaks and floods your basement. Water and sewer back up is when either the main sewer line exiting your house is clogged and backs up into your home or the French drains fill up and damage your basement carpeting and walls etc. or your sump pump stopped working and also causes water damage. Check your policy, do you have these coverages? Visit our Water Damage Coverage page.