- Auto InsuranceCar insurance usually follows the car in Louisiana. The types of car insurance that follow the car in Louisiana are bodily injury liability, personal injury liability, collision, and comprehensive. You’re required to carry bodily injury liability and property damage liability in Louisiana.
- Motorcycle Insurance
- Boat Insurance
- RV Insurance
- Inland Marine Insurance
- Renters Insurance
- Home InsuranceIn short, homeowners insurance helps protect you, your home and your belongings from a variety of unexpected events. A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. Other structures’ coverage can help pay for repairs.
- Landlord Insurance
- Health InsuranceWhile your health insurance should pay for medical treatment after a wreck, uninsured motorist coverage could still be beneficial, as it can cover ongoing expenses like long-term care. … Yes, some car insurers will use your uninsured motorist coverage to pay for injuries or damage expenses after a hit-and-run accident
- Long Term Care
- Business InsuranceIf you want to run a business successfully, then business insurance is essential. Not only is it a requirement for certain types of business activities, but it can also be the difference between going out of business after a loss or recovering with minimal business interruption and financial impairment to your company’s operations.
- Commercial Property InsuranceCommercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.
- Workers Compensation InsuranceIf you are interested in requesting a quote for auto, homeowners, workers compensation, general liability, or another type of insurance we offer, please give us a call !
- Commercial Liability InsuranceCommercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
- Professional Liability InsuranceProfessional liability insurance is coverage for businesses that protect against claims from their clients. Professional liability insurance commonly covers negligence, copyright infringement, personal injury, and more. This can include damages caused by things you did and/or things that you should have done.
- Restaurant Insurance
- Liability InsuranceIt is a contractual relationship between a contractor and an insurance carrier to reimburse a third party (such as the consumer) for property damage or personal injury loss caused by the contractor. Examples of losses might be a contractor’s ladder falling and breaking a window. General liability insurance does not provide reimbursement to a third party (such as the consumer) for poor work or construction defects. It may provide coverage for damage caused by faulty work or construction defects. General liability insurance policies may have exclusions for specific risks or exposures that are not covered.
- Flood InsuranceFlood insurance covers losses directly caused by flooding. In simple terms, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties. For example, damage caused by a sewer backup is covered if the backup is a direct result of flooding.