- Auto InsurancePersonal Injury Protection is the basic coverage in no-fault automobile insurance states. PIP is a coverage in which the auto insurance company pays, within the specified limits, the medical, hospital and funeral expenses of an insured person, people in the insured vehicle and pedestrians struck by a covered vehicle. Depending on the state, PIP may also cover lost wages and additional expenses.
- RV Insurance
- Life InsuranceBenefits aren’t just important for the present, but they’re also important for the future. At USLI, we focus not only on your current well-being, but how you’re planning for your future as well. We want to make sure life insurance and short and long-term disability options are available to you so you can make the right choices for you and your family.
- Health InsuranceContact or other identification information, including or regarding an individual’s: name; alias; signature; physical characteristics or description; postal address; email address; telephone number; social security number; passport number; driver’s license number; state identification card number; USLI account information; medical information, such as injuries sustained in an accident or other loss and health insurance information; property information, such as facts related to real property and vehicle ownership; financial information, such as bank account, credit card, and debit card numbers; employment history; insurance licenses; and insurance policy numbers and other coverages
- Workers Compensation InsuranceA potential for financial loss from a certain event which a person must have before acquiring insurance against that event. The event may be illustrated by the following: the destruction of property owned (in fire insurance); the incurring of legal liability for negligence in causing loss to others (in liability insurance); the compliance with law (in workers compensation insurance).
- Professional Liability InsuranceA form of professional liability insurance which provides coverage for mistakes made by a person or persons in a profession not involved with the human body, such as lawyers, architects, engineers, or for mistakes made in a service business, such as insurance, real estate, and others.
- Builders Risk InsuranceThis category of insurance includes coverages for various types of contractors or similar businesses, including general contractors, owners acting as general contractors, artisan/trade contractors, lawn care, janitorial, truckers, inland marine coverage, builders risk coverage and contractors equipment.
- Liability InsuranceA provision in commercial and personal liability insurance policies whereby the insurer has the right and duty to defend a lawsuit against the insured, even when those suits are considered false, groundless or fraudulent.
- Flood InsuranceA program offered by the U.S. government’s Federal Emergency Management Administration that pools policy premiums throughout the United States. It is backed by the federal government and offers reasonable rates to the public for flood damage coverage.