- Auto Insurance
- Business InsuranceIt is the knowledge and forty years experience of the brokers at Kraft Insurance in understanding the dynamics of the design profession in relation to its necessary utilization of professional liability insurance, that qualifies us above any other to broker your insurance needs. Our principle concern is total comprehension of your individual business insurance needs, so that we may discern the best insurance carrier and policy to bring your project to fruition. Our partnership with you will always include your broker’s assistance and guidance in the professional liability insurance application process, same-day certificates of insurance, same-day contract review, in-house claims assistance, cell phone availability seven days a week. Additionally, every broker will annually revisit the relevancy of your insurance policy to better engage your growing business needs and ensure the optimal premium every year.
- Workers Compensation InsuranceWorker’s compensation insurance is an important asset to any business. Its advantageous purpose is to safeguard any and all persons involved in the event of a workplace accident. Worker’s compensation insurance provides financial coverage for medical costs and wages lost to victims of workplace accidents, while protecting business owners as well as associated employees/co-workers from possible legal repercussions of the incident. This essential defense encompasses simple aspects of workplace accidents such as doctor visits to complex workplace tragedies such as providing financially for the dependents of fatally injured employees. Worker’s compensation insurance can even mitigate long term and permanent effects of accidents by providing vocational rehabilitation and replacement. While worker’s compensation law requirements vary from state to state, this security is imperative to business owners, as the State of California requires by law that each employee of a company be covered by a workers compensation policy and fines can incur if one does not have the proper coverage in place.
- Professional Liability InsuranceKraft Insurance specializes in providing professional liability insurance to design professionals. Professional liability insurance is crucial to the protection and sustainability of business enterprises for architects, engineers, land surveyors, interior designers, construction managers, and environmental consultants.
- Builders Risk Insurance
- Liability InsuranceKraft Insurance also specializes in providing general liability and business owners insurance to design professionals. General liability insurance is crucial to the protection and sustainability of business enterprises for architects, engineers, land surveyors, environmental consultants and other design professionals.