- Auto InsuranceState law in California requires every driver to carry a minimal amount of auto insurance, but few drivers realize how little coverage that required amount actually gives them. In fact, most people need to have a lot more coverage in order to be financially prepared for even a minor accident.
- Home InsuranceHome insurance is one of those types of insurance that is not required by the state of California, though it is designed to protect your home. If you have a mortgage in place, it is likely required. Even if it’s not, you still want to make the investment.
- Life InsuranceAs an adult, you recognize just how many people count on you on a daily basis. From your job to your family, you know that your presence will be sorely missed by those in your life. It’s important to value what others do for you as well, and treasure the relationships you have. Having the right life insurance policy is just another way you can be prepared for anything that may happen.
- Health Insurance
- Commercial Property InsuranceOne of the main policies that should be a necessity is commercial property insurance. Investing in buildings and equipment to maintain your operations can be very expensive. Things happen to businesses every day. In California, your business could be in jeopardy from earthquakes, flooding, theft, fire, or other situations. Keeping your property well insured under a California policy will give you peace of mind and assurance that your company will continue to thrive, even in the face of an unforeseen circumstance.
- Workers Compensation InsurancePutting the safety of your employees first is a cardinal rule of any employer. Workers compensation may not be required in your area, but is good business sense, especially if you are operating in an industry where your employees run the risk of getting injured. Your employees will feel valued and you will have better morale and productivity.
- Commercial Liability Insurance
- Professional Liability Insurance
- Restaurant Insurance
- Liability InsuranceEvery business runs the risk of someone getting hurt on the property or having other situations that will require insurance coverage to keep your business running smoothly. Protecting your customers and your business from any unforeseen situations is smart and proactive in the longevity of your operations.
- Flood InsuranceCalifornia has some interesting weather patterns when it comes to rain, and certain areas have been prone to experience drought rather than huge falls in record time. However, flooding is a real concern in this state, and the damage to both commercial and residential property alike can be exceptionally substantial. Just 2 or 3 inches of extra water can pile on the repair costs in ways you never imagined. You also have to be ready for the mudslides that may occur in your area.