I am a current client of Second Chance and although I am still working to clear up my credit report entirely, I thought it would be a good time to review my experience so far...As are most people, I was concerned with all the negative reviews and experiences that are often associated with companies like Second Chance Financial, however, my personal experience could not have been better! Since signing up in March of this year, Wayne has worked with me from the beginning. I have been able to pick up the phone and call him directly every time I had a question. If he was not available, I ALWAYS got a return call immediately and if not from him, then from one of his capable office assistants. As of today, I am 99% of the way to where I wanted to be when I started this credit repair journey! Most importantly, Wayne told me up front what they could do for me and how much it would cost...that NEVER changed. I appreciate the honesty and integrity of people like Wayne and companies like Second Chance...thank you!

I am a self employed business man and when the economy hit the skids, my personal credit took a major hit. Three years ago I was flat out rejected for a car loan. Fast forward three years later and with a lot of hard work on my part and with the incredible help from the team at Second Chance, I was not only approved for a car loan, but was given preferred credit status. This is not a quick fix, but if you do your part and trust the Second Chance Financial team, you too will change your financial life. If you are having credit issues, I would recommend you call them today!

My letter is written to say thank you to you and the staff at Second Chance Financial. I appreciate the wonderful job you all did and continue to do in repairing the credit for myself and my husband. When I met you last year and we spoke, you informed me of what your company could do. I was nervous to get started after you went over my reports. Well, let me say the money I spent for this service was worth every penny. The payment plan that you worked out for me fit into my budget like a glove.



Let me share this testimony with you all. In January, I was in a car accident and my car was totaled. I had to buy another car. In the past when I was going to buy a car, I was never offered anything below 17%.



A few weeks ago, I walked into a car dealership that you referred me to and got a great deal on a brand new Toyota Camry. My finance charge..........4.9%. I felt like a queen when the salesperson said, "You and your husband have really good credit, your scores are really good."



I want to thank you all so much and should you need any help letting anybody know how good of a job your companh does, I will be more than happy to speak to them personally.

Without Second Chance Financial, I don't know where I would be. My score went up from 512 to 698. I am thrilled with the job that they said they would do. I was able to buy my first house for my family at an interest rate of 5.25%. Their customer service was great and they were always there for me. I have referred several people to them and they also love the service. Thank you again!