Taxes

• Tax Planning
  But because a managed-account investor owns the stocks and bonds outright, the holdings can be tailored to match that investor’s particular financial needs. Customization can involve asset allocation parameters, excluding particular stocks or industry sectors from an account, and tax planning such as timing trades to maximize tax benefits.
• Income Tax
  Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;

Investment

• Investment Management
  We serve you well. Our professional team is comprised of seasoned industry veterans with advanced academic credentials including Chartered Financial Analyst (CFA) designations and MBA degrees. The CFA designation is regarded by most to be the key certification for investment professionals, especially in the areas of research and portfolio management.
• Mutual Funds
  Tax-efficient strategies can eliminate, postpone, or reduce your taxes through the timing of trades to offset capital gains. In contrast, mutual funds do not consider your individual tax considerations when capital gains are distributed.
• Bonds

Accounting

• Accounting Services

Planning

• Financial Planning
  Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
• Retirement Planning
  John oversees all aspects of portfolio strategy decisions at TriVant. He continues to develop proprietary computer models to enhance portfolio risk control for customized portfolios. John co-authored an article entitled “Mandating the Probability of Success: A New Approach to Retirement Planning (Journal of Retirement Planning, November-December 2006). He has recently been quoted twice in Kiplinger’s magazine regarding the topic of asset sustainability.
• Asset Management
  Your investment may need to fund certain programs and initiatives in perpetuity (100 years). The Endowment Income Sustainability Grid shows the probability of success – the odds that your portfolio will be sustainable and continue to provide what is needed – for given combinations of income distribution and asset allocation.
• Asset Protection