Health and Life

• Life Insurance
  In addition to the ability to effectively communicate complex insurance product information to a layperson, the ultimate success of an agent’s health and life insurance career depends on numerous other factors. Dedication to the work, close attention to detail and extensive knowledge about insurance products are all essential components to every agent’s rise to the top of their profession.
• Health Insurance
  Signed into law in 1965 under Title 18 of the Social Security Act, “Health Insurance for the Aged and Disabled” soon came to be commonly known as Medicare. The program is widely hailed as America’s health insurance “safety net” because it offers important healthcare benefits to nearly all Americans who are aged 65 or older. Certain citizens of any age may also qualify for Medicare health insurance coverage based on their medical or mental health needs.
• Long Term Care
  The Center for Senior Benefits is a private insurance brokerage that specializes in retirement planning, wealth preservation, long term care strategies and Medicare health plans. We are not your typical insurance agency. Our business model is based on ethics, transparency and education. Our job is to educate you about the options available to help you meet your retirement needs and goals. All of our services are completely free for our clients. We will earn your business by providing you with sound advice and logical solutions for life’s unknowns. We are the experts you can count on!

Personal

• Annuities
  You may already know that an annuity is an insurance/financial investment product typically offered by an insurance company. You can purchase the annuity for any amount whatsoever, and you can purchase it in full at the time of procurement, or you can arrange for deferred payment(s) over time. In return, the seller agrees to pay you, the annuitant, regularly scheduled payments to begin immediately or to be dispersed at a later time such as a predetermined date of retirement. Additionally, many annuity products include life-time income riders that will provide you with a guaranteed lifetime income that you can never outlive. Additionally, as all annuities are tax deferred, annuity investments are often a wise choice, since the income derived from the instrument qualifies for a tax deferral on earnings.