Motor Vehicle

• Auto Insurance
  With just a glance it’s easy to see the significant advances made to automobiles over the past decade how much the automobile continues to change. The artisic approach towards style and brand has evolved in numerous safety advances ranging from full interior wrap-around air bags, crash avoidance, autonomous control systems, navigational and auto-parking technologies just to name a few. Each of these systems are complex and require more serious considerations for today’s vehicle owner. The real value available in a solid auto insurance policy is something more and more consumers now require given the level of expense they’ve alloted for their transportational needs.
• Motorcycle Insurance
• Boat Insurance
  Personal umbrella liability insurance supplements the basic liability coverage provided by your other insurance–it’s designed to kick in when your other liability coverage is tapped out. Depending on the type of claim against you, your homeowners, renters, auto, or boat insurance coverage would be utilized first. Once the basic liability limit under the applicable policy is reached, your personal umbrella liability policy covers the remaining costs, up to the policy limits. For this reason, umbrella liability insurance usually carries a high deductible. Insurance companies typically require you to have homeowners/renters and auto liability insurance equal to the amount of your personal umbrella deductible. When should you get it?
• RV Insurance
  With different Liability Limits, Comprehensive, Collision, Personal Injury Protection, and Medical coverages to choose from, it’s easy for most consumers to make simple mistakes that could quickly become a drastic consequence towards their financial stability and well-being. This is no different when it comes to recreational vehicle insurance. You don’t want to be on vacation in your motor home, out on the open road on your motorcycle, or cruising through the backwoods on an ATV and end up not only in an accident but unable to come back from it financially. With BHC Insurance, you can rest assured you are protected.
• ATV Insurance
• Inland Marine Insurance
  If your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage. Inland marine insurance can cover a wide range of specialty equipment and products.
• Jet Ski Insurance

Property

• Renters Insurance
  We’re always pleased to provide prompt and friendly consultations regarding Homeowners, Condominium, and Renters insurance to help you understand the importance of insurance protection you can truly be comfortable with.
• Home Insurance
  Owning a home is one of the biggest investments you might make in your entire life. It has been part of the “American Dream” for decades and continues to be a goal for many people. That’s why working with one of our experienced agents can be so important when you take this big step! Home insurance can be daunting. Buying a policy “off the shelf” without a plan or advice can result in the difference between what you really needed and what you ended up paying for being vastly different. Your homeowner’s insurance policy should reflect the reality of your home’s uniqueness, your lifestyle and your financial assets.
• Condo Insurance

Health and Life

• Life Insurance
  Life Insurance Calculator: How much life insurance might you really need to provide for your family? Quickly explore your figures using our Life Insurance Calculator.
• Health Insurance
  There are many health insurance companies available, offering various types of plans. The professionals at BHC Insurance can help you find a plan that matches your described needs and desires.
• Disability Insurance
  Disability insurance helps protect you from an interruption of your income due to an accident or medical emergency. Naturally, no one expects an accident to take them out of commission, even for a short time. But a good disability policy provides protection just in case.
• Long Term Care
  Long-Term Care Insurance helps you protect your assets and maintain your financial security should you need long-term care later in life. While no one likes to think about the escalating costs of nursing homes and other elder care expenses, planning now can provide you – and your family – peace of mind now and in the future.

Business

• Business Insurance
  Business insurance to compensate a company on the death of a key employee or to provide a surviving partner the resources to buy out the deceased partner’s share of the business.
• Commercial Property Insurance
• Workers Compensation Insurance
  David graduated from the University of Arkansas with a major in Political Science and Public Administration. From 1989 through 2009 David worked for the Travelers Insurance Company as a multi-line Adjuster in Memphis Tennessee, a Unit Manager for workers compensation (Beverly Enterprise Unit), and a Unit Manager for the property department for Arkansas and West Tennessee. Prior to coming to BHC Insurance, he also worked as a property and casualty Agent for Arkansas Farm Bureau and then Reed Williams Commercial Insurance Agency in Poteau Oklahoma. He brings a wealth of knowledge and experience to help on impacting your total cost of risk.
• Commercial Liability Insurance
  Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
• Professional Liability Insurance
• Builders Risk Insurance

Personal

• Liability Insurance
  Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.

Natural Disaster

• Flood Insurance
  If you live anywhere near water, consider purchasing Flood insurance. Even if that river or stream looks docile, torrential rains can turn it into a raging nightmare for you and your family.
• Earthquake Insurance
  To sum up, when an earthquake hits, silver linings are scarce. But there’s an option you should consider – Earthquake insurance. If you’re anywhere near an earthquake prone area, it’s time to act – contact us today.