I have been a title agent for 38 years and I cannot say enough about the service, as a title company, I receive from Albert Borg. I have been doing closings with him for 11 years. Title companies deal with mortgage brokers everyday. Albert is one of the best. No last minute problems that would delay a closing, He knows what he needs and gets everything from his customer upfront. You hear about those nightmare stories about closings, well not with Albert's. He is top notch

In my 25 years of being in the title business we have fouund Albert Borg and Gulf to Bay Mortgage to be very honest, upfront and works hard for a very smooth closing. The customers seam to leave the closing happy and satisfied.Peggy MaloneProfessional Title Solutions, Inc.Phone: 727-209-0200

Albert Borg and the staff at Gulf To Bay Mortgage Co. are stellar. The service they provided me was exceptional. No question went unanswered and my phone calls were always promptly returned. In this very difficult financial market, Albert performed 'miracles' ,in my opinion. I have worked with other mortgage brokers and would never consider recommending any of them. Albert is honest and extremely trustworthy; I will recommend him to everyone I know and to anyone who is looking to finance a home purchase. This is THE MAN and this is THE COMPANY.

RE: Albert Borg and Gulf to Bay MortgageI am a Realtor of 28 years in Pinellas and I have worked with Albert Borg who is one of the BEST MORTGAGE BROKERS I have ever known. He is honest, trust worthy , and cares for his clients. He works well with the Real Estate Community , has excellent knowledge of all the various mortgage programs available from first time home buyer to reverse mortgages. He has been an asset to my business over the years and my buyers adore him. I give him 10 + stars for his diligent work ethic, and integrity. I would recommend him highly to anyone wanting a smooth transaction. Sincerely Sandy Albanese Remax Action First

I cannot say enough about the service that I get from Gulf to Bay Mortgage. Albert Borg has handled my mortgage loans for a number of years on all of my home purchases. All transactions were smooth and there were no surprises. I am very pleased with the service as well as the low interest rates that he has always provided. The closing costs have always been reasonable, and the process was somewhat effortless every time. I would recommend Albert and Gulf to Bay Mortgage to friends, family and co-workers. He and his efforts relieve the stress of the homeownership experience. Thank you Albert!!!

Albert and his staff were so helpful through the whole process. I was was a 1st time homebuyer and was a apprehensive about the loan process. The Gulf to Bay staff took care of everything and walked me through the whole process so that I could understand everything. I have a great loan and a great house. Thanks Albert!

Great service. They take the time to help you understand everything. I am very happy with my loan and my new home.

Everyone was so helpful and took the time to explain everything in detail. I am very happy with my new loan. They shopped all the lenders to find the best loan for me. I recommended all my friends and family to Gulf to Bay Mortgage Co.