Motor Vehicle

• Auto Insurance
  A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following...
• Inland Marine Insurance
  Inland marine insurance for wineries protects against direct physical loss or damage to property or stock while it is being transported. Talk with your risk manager about different policies for wine that is stored on your property and wine that is stored offsite.

Property

• Home Insurance
  Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.

Health and Life

• Life Insurance
  Get the reassurance that your loved ones will have what they need with individual life insurance.
• Health Insurance
  If you don’t have health care coverage through your employer, or if you’re self-employed, individual health insurance is essential. Don’t panic about the costs; plans may be cheaper than you expect if you shop around, and you’ll often have a lot of flexibility when it comes to the balance of premium costs and coverage.
• Dental Insurance
  The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
• Vision Insurance
  Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many plans to choose from to help offer coverage to your team, no matter how many employees you have.

Business

• Business Insurance
  Nesbit Agencies offers a variety of business insurance, personal insurance, and employee benefits solutions to help you protect what matters most.
• Commercial Property Insurance
  Commercial property insurance should provide coverage for damage to the building, personal property owned by the association, and income lost due to a covered cause of loss.
• Workers Compensation Insurance
  Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
• Commercial Liability Insurance
  In addition to the senior care facility insurance, your business may want to consider maintaining coverages common to most businesses. General liability, commercial liability, business auto, and employment practice liability insurance are all suggested. In this age of data breaches and cyber hacks, cyber liability insurance should also be on everyone’s radar. Workers’ compensation insurance is essential to help cover injuries employees may sustain while on the job. If your facility uses expensive medical equipment, it’s also important to have proper coverage limits in place for this valuable property.
• Professional Liability Insurance
  While you can get standalone workers’ compensation policies, you can also often get coverage as an add-on to other policies. These include business owners insurance policy (BOP), general liability insurance, and professional liability insurance.
• Builders Risk Insurance
  Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.

Personal

• Liability Insurance
  As part of your contractor insurance policy, general liability insurance may cover you against claims of damage or injury caused on-site or to visitors on your premises. Such costs can be immense, and general liability insurance is often mandatory if you want to bid for government contracts.

Natural Disaster

• Flood Insurance
  Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.