We have had an account with you since November of 2013 and we have never been late, not even one time. For that we would like to ask you a question. Do you have to wait until the loan is paid in full, or can you borrow back up to the original amount? If not, we so understand. Just need some extra to have one of our cars repaired. I usually deal with AMBER. My name is Annie Benzing, but the loan is in my Husband's name.