These individuals Derek and Malik (maybe they'll change their names) are crooks and do not run a honest business. These individuals run a scam wanting individuals to co-sign with business in order to get cars for their rental car business. They don't make the agreed payments for six months or even payoff the car. They have stolen the car, have changed their numbers and are no where to be seen or heard. If you see this review and are in contact with these crooks, please report them to the local authorities along with the contact information you have. Thanks.