People are not consistent and no one answers the phone but says you are avoiding their calls. Not true! Towed my car knowing they would receive a payment the next day!

So far, so good....I really can't complain about this company....I mean yeah the APR is high...but b/c I've had credit issues in the past, it makes it hard to get a car loan with a big name bank.....so I have to face the music! and go with someone that will kinda overlook my past and give me the opportunity to start anew...so again I really can't complain....you gotta start somewhere!

It is true! I spoke to an Attorney & they even stated that it is illegal to charge high intrest rates like this.But as a good person,I am willing to pay them $700.00 to make up for the two missed payments& still pay the original payment!This company act as if "they" have never fell behind on anything!I was behind 3 months on my mortgage payments at 2 times due to hardship..but the bank didn't come take my house! But God doesnot like ugly..that's why I'm sending the $700.00 for late fees & to say "thank you" for "your sincere patience" while I made up the 2 months missed.Thank you for your patience!

This company is a rip-off!They are charging me 28.9% interests! I didn't know that was illegal!I only missed two payments all because I had to fix the radiator $500,only after having the truck for 3 MONTHS! And payroll messed up my check!Now management is threatening to get my truck! Even though I have the money for the two missed months & July's full payment! DONOT DO BUSINESS WITH THIS COMPANY..EVEN ANY DEALERSHIP! Waiting to hear from the BBB!

I love them, no gimmicks, I love my truck payment and I especially love their 24 month pay off schedule! 9 more payments and I'm done, looking foward 2 financing my next vehicle through them also. (SN:their reminder calls that ur payment will be due soon are kind of annoying but,,,)

They are great. They aren't predators. If you mess up your credit you will have a high APR. If you don't like that rate then go with your bank. They have always worked with us when we had to be late. If I financed another vehicle and needed a second chance loan I would defiantly go with Home Credit.

This is a gimmick, have you ever known a finance company to increase your principle with out cause? Well, this is illegal, and there lowest rate is 18% APR. THey prey on lower income individuals and than if the borrower is a week late, they reposes the asset. Do not call them. PS. They are going Bankrupt and will default on your loan, so for car dealers that want to have 100 customers banging your doors down for pointing your customers in their direction: you don't want to be in business long!