best bank around. know every customer and promptly greets them and with name. offer sooo many services for personal or business needs. has everything you would need from a bank and most things you want from a bank you get free. online banking, bill pay, estmts, free checking, free debit card, no charge to talk with a teller/employee or call and you actually get a REAL person when you call. NO MACHINE! true hometown bank but with plenty of locations.