- Auto InsuranceNo matter where you live, if you drive a car, you need auto insurance coverage. Auto insurance quotes and free car insurance estimates are easily available from River City Insurance Agency. Car insurance requirements vary from state to state - finding out more about your state coverage requirements is your first step towards researching and purchasing your coverage.
- Renters InsuranceYour auto insurance rate is adjustable through your coverage limits and your deductible amounts. There are a number of other factors that affect the price of insurance, including your driving history, your age, and the type of car you drive. One of the best money-saving tactics is to combine your car insurance policy with other insurance such as your home or renters insurance plan in order to get a deal on both. Whatever your needs, River City Insurance Agency can help you find a plan that fits into your budget.
- Home InsuranceFor most of us our home is our most valuable financial asset, but it’s also a vulnerable asset. A windstorm can blow your roof off, a burglar can steal your home entertainment system, or a neighbor could trip and fall on your front step. To provide protection from the financial risks associated with these potential disasters, most New Yorkers purchase homeowners multi-peril policy. A homeowner’s policy wraps a number of coverage’s-- fire, windstorm, theft, liability—into one convenient package.
- Life InsuranceSimply put, life insurance gives your loved ones financial security after you are gone. You pay a monthly premium, and if the unexpected happens, your loved
- Disability InsuranceYour state government determines insurance requirements for businesses. Most states require businesses with employees to pay for workers' compensation insurance, unemployment insurance, and state disability insurance. Your state may require insurance of specific business activities. For example, if you own a car or truck and use it for business purposes, you may be required to purchase commercial auto insurance. Finally, your financial lender or investors may require you to maintain life, business interruption, fire, flood or other types of insurance to protect their investments.
- Business InsuranceRunning a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are an employer, business insurance is generally not required by law, however, it is common practice to purchase enough insurance to cover your assets. If your business is an LLC or a corporation, your personal assets are protected from business liabilities; however, neither business structure is a substitute for liability insurance, which covers your business from losses.
- Workers Compensation Insurance
- Liability Insurance