- Auto InsuranceCommercial auto insurance covers a variety of risks facing companies that use vehicles in the course of business. Whether your business has a small number of company cars, or a large fleet of taxis, your vehicles are vital to the success of your company. Having the right commercial auto insurance coverage allows you to worry less about business uncertainty, and focus more on your future success.
- Motorcycle InsuranceHaving the right coverage for the open road is key, and we at Research Underwriters understand that better than most. We employ more riders than many companies in the insurance business and we have a passion for riding which shows in the service we give to our motorcycle insurance clients. We can offer coverage for most motorcycles, including cruisers, sport bikes, touring bikes, dirt bikes, mopeds, scooters, custom motorcycles, and motorcycles more than 25 years old.
- Boat InsuranceResearch Underwriters has access to the leading watercraft insurance providers, and our size and reputation affords us the opportunity to negotiate the best rates for our clients. Whether it be for your powerboat, sailboat, yacht, fishing boat, or other vessel, we have the knowledge and expertise to ensure that you are properly insured at the most competitive prices available.
- Renters InsuranceWhen you rent a house or apartment, you need insurance that covers you, your belongings, and your liability in case of a loss or accident. Renters insurance can give you protection you need at very affordable pricing to cover your furniture, clothing, appliances, improvements you make to your rental unit, and additional living expenses if you have to move while repairs are made for a covered loss. You can also add extra protection for valuable articles, contents replacement cost, and enhanced coverage limits.
- Home InsuranceResearch Underwriters has access to the leading tenant homeowner insurance providers, and our size and reputation affords us the opportunity to negotiate the best rates for our clients. Whether it a private home or an apartment, we have the knowledge and expertise to ensure that you are properly insured at the most competitive prices available.
- Business Insurance
- Workers Compensation InsuranceMajor news has come out of California, where Applied Underwriters has been ordered to cease and desist in selling its EquityComp and some of its SolutionOne insurance products. This is the result of a more than year-long legal battle over Applied’s use of unfiled, unapproved side agreements that had been used to determine an employer’s workers compensation premium. California is the third state to halt the sale of Applied products.
- Professional Liability InsuranceEmployment Practices insurance, also referred to as Professional Liability or E&O insurance, protects businesses in the event that a customer claims an error or omission has caused them a financial loss.
- Liability InsuranceUmbrella insurance isn’t just for the rich and famous. Whether it’s a serious at-fault auto accident or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, renters or boat policy. And an expensive judgment is the last thing you want to worry about. Excess Liability Insurance offers higher limits you may need to cover damages for which you or someone in your household may be legally responsible. When the amount you must pay for a covered loss exceeds the limits of liability under your other individual insurance policies, an Excess Liability policy is triggered to provide much higher limits.
- Flood InsuranceFlood insurance is backed and guaranteed by the National Flood Insurance Program, a division of Federal Emergency Management Agency (FEMA). Flood insurance can provide coverage for your possessions such as furniture, clothing, and other possessions, and can also cover cleanup expenses.