General Info

How is "Foreclosure Defense" even possible? You agreed to the debt (mortgage). Now that you're having problems what true defense do you have for not paying it? Well, that's what the bank wants you to think. The truth of the matter is that to keep the momentum of the steam roller that is the mortgage industry lenders increasingly pushed the limits and often crossed ethical - and legal - lines that you can use in your defense. Making last minute changes to type, terms and / or interest, inflating appraisals to get mortgages for more than a property is worth, charging exorbitant fees for services that often were never even rendered - these practices and many others have come to be known as "predatory lending". The bank may have you feeling like you have no options - but the truth of the matter is is that they are the ones with their hands in the cookie jar. They just are afraid they're going to get caught. Take an aggressive stance! Dictate their actions, don't let them dictate yours.