Motor Vehicle

• Auto Insurance
  A cost containment program that recovers money for healthcare where primary responsibility does not exist because of another group health plan or contractual exclusions. Includes coordination of benefits, Workers' Compensation, subrogation and no-fault auto insurance.

Health and Life

• Health Insurance
  The average premium for an employer-provided family health insurance policy reached $22,221 in 2021. That’s one-third of the median household income and nearly triple what it was in 2001. Some growth over time is to be expected due to inflation and advancing health care innovation. However, the Health Care Cost Institute (HCCI) found that the primary driver of this growth comes down to the rapidly increasing cost of health care. HCCI also reports that between 2016 and 2020, health care prices increased at roughly double the rate of general inflation.
• Long Term Care

Business

• Workers Compensation Insurance
  A plan under which an employer's group health plan, disability plan and workers' compensation program are merged, integrated or coordinated (depending on state regulations) into a single health benefit plan that covers employees 24 hours a day.