- Auto InsuranceAutomobile/car insurance will have some components that are compulsory, such as damage to another person’s property, bodily injury to others, or bodily injury that may be caused by the uninsured or an uninsured vehicle. Other components of a comprehensive auto policy may include items such as towing, collision or medical payments in the event of personal injury. With Ackerman Insurance Services expert team, you can be assured they are up to date with any requirements specific to Florida, such as personal injury protection and property damage liability coverage limits. In Florida, car insurance is a requirement. Southwest Florida’s rapidly increasing population and visitor potential both increase potential risk for the auto/car driver; our team diligently works to ensure our comprehensive automobile policies are competitive and affordable.
- Motorcycle InsuranceAckerman Insurance Services is proud to offer our Southwest Florida customers competitive and up-to-code individualized custom auto/car/vehicle insurance. Having served Southwest Florida areas such as Naples and Palm Beach Gardens since 1991, Ackerman Insurance specialists well know the conditions in which auto owners operate their vehicles and will help individualize your risk assessment. Ackerman Insurance Services highly rated staff will ensure your 100% comfort level with your custom auto and motorcycle insurance protection.
- Boat InsuranceFlorida’s numerous inland, canal and coastline waters are home to a wide variety of watercraft. At this time, Florida does not require boat insurance, although in some situations, such as acquiring a loan for a boat, or intending to take a boat out of state, insurance may be needed. Given the Coast Guard statistics showing boat collisions have dramatically increased in recent years, boat insurance is increasingly viewed not only as a sound idea, but a necessity to protect your investment. In the business of protecting our valued customers’ boat investments since 1991 in Naples and Palm Beach Gardens, Ackerman insurance Services is poised to work with your watercraft insurance needs, providing competitive, cost effective and individualized protective coverage.
- Renters InsuranceRenters insurance policies cover your personal property and liability in case of fire, water damage, vandalism, or other events. It does not cover flood damage from hurricanes, so you may need a separate policy for that. Renter’s insurance is not required by law in Florida, but some landlords may ask for it. Even if they don’t, it’s a smart idea to protect yourself and your valuables. Florida is a great place to live, but it also comes with some risks. Hurricanes, tropical storms, sinkholes, and theft can damage or destroy your belongings in a rented home or apartment. That’s why you need renters insurance in Florida.
- Home InsuranceWe can’t stop natural disasters such as recent Hurricanes Ian and Nicole or other potential losses from happening, but Ackerman Insurance Services experienced team will work ceaselessly to help our valued customers mitigate their losses. Premier homeowners insurance coverage is our promise to all – no exceptions! We understand the value our customers hold for their properties, big and small, and if faced with sudden loss, help them piece together a return to a “new normal’ in which they can start making new memories.
- Condo InsuranceThe Ackerman Insurance team have an over 3 decades long proven track record in providing our Naples and Palm Beach Gardens areas’ customers with premier condo insurance from the best carriers (link to carriers’ page), such as Travelers, Nationwide, etc. In a state filled with condos and the natural disasters that can affect condo residents, having a tailored plan for your condo is essential. Condominium insurance is not mandated in Florida but is required by lenders if you have a mortgage. Understanding what the condo association coverage entails is important, as different condo complexes may have different coverages available for their individual condo owners. Blanket coverage for any given condo complex may fall far short of what individual condo owners my require.
- Landlord InsuranceIt is critical for Pine Hills, Florida landlords to comprehend the significance of having appropriate landlord insurance coverage for their rental properties. In this thriving town, Pine Hills landlord insurance—also referred to as rental property insurance or... read more
- Life InsuranceIt’s easy to get confused with the many life insurance options out there, which is why you put your trust in a proven life insurance provider such as the professionals at Ackerman Insurance Services. In business in Naples and Palm Beach Gardens Florida areas since 1991, they understand the various life insurance policy specifics and the Florida insurance market. One size does not fit all; you need to make your needs heard by experienced leaders in the life insurance business to help fit your life insurance coverage to your unique needs. Your peace of mind about protection for your loved ones or business after you are no longer able to do so in life is important to us.
- Health InsuranceAckerman Insurance Services also offer our commercial and business entities the protection of business income insurance – giving our customers the comfort level of helping to pay their bills when having to shut down their operations. Business income insurance is the life blood needed during prolonged closure when natural or other disasters strike and extensive repairs and rebuilding are needed. Most business income insurance plans cover loss of earnings, a temporary relocation, employee wages, and even business loan payments due to natural disasters such as wind and fire, theft, etc. Commercial health insurance protection may be a need for our commercial customers, which we can factor into your individualized comprehensive commercial/business insurance plan.
- Business InsuranceBusiness Owner’s Policies, also called BOPs, are a basic level of Florida business insurance. This coverage covers property insurance for your building along with your company’s possessions. Business interruption insurance, which reimburses your company for lost income in the event of a covered loss, is also included along with liability coverage for your
- Commercial Property Insurance
- Workers Compensation InsuranceOur dedicated commercial and business insurance professionals at Ackerman Insurance Services understand that there is no “one size fits all” package for any of the 2.5 million small businesses in Florida. There are requirements for workers compensation is most businesses, and requirements for commercial auto insurance to cover businesses which have business-owned vehicles in the state of Florida. In the broad window of liability protection, however, there are multiple risk factors needing insurance protection tailored to business-specific needs. At Ackerman Insurance Services, we get that, having served our valued customers varied commercial needs in Naples and Palm Beach Gardens since 1991.
- Professional Liability InsuranceProfessional Liability Insurance is for companies that may be more prone to lawsuits like, physicians, attorneys, architects, engineers, consultants, and financial firms. This would cover not only the company, but also the individual employees.
- Restaurant InsuranceRestaurant Insurance covers things that are more specific to a restaurant, bundling a few policies together for your convenience. The policy includes General Liability Insurance, which will cover you for a lawsuit if someone hurts themselves in the restaurant and Worker’s Comp Insurance, which will cover your employees’ medical costs and lost wages if they are injured on the job. It also provides liability coverage for the restaurant as well as personal property coverage and identity theft insurance.
- Liability InsurancePersonal umbrella insurance policy to cover those expenses over and above what their regular homeowners and auto policies will cover. Provide for that rainy day occurrence? Yes – that will be the sound advice given by our trusted team. We never want our valued customers to suffer catastrophic losses.
- Identity Theft InsuranceAdditional benefits offered may be relocation coverage, should you have to leave your home or condo, personal liability coverage for property or bodily injury protection for which you might be held liable, and medical payments to those who have been injured while on your property. Optional additional coverages are also available, such as for a personal golf cart, even identity theft protection or sewer or drain back-up protection. The Ackerman Insurance Services team is well-versed in helping our customers sort out their unique homeowner protection needs, and all at affordable, competitive pricing. Come check us out!
- Flood InsuranceAs a Florida resident, you are not required to have flood insurance, but in a state surrounded by water on three sides, flood insurance is close to a necessity! Homeowners can experience costly damages to their properties and belongings when flooding occurs, especially if flood damage mitigation is not started promptly. With the recent Hurricanes Ian and Nicole, the overwhelming number of those affected by flood damage was significant. Great flood insurance protection can help minimize your wait for help and any needed repairs. The experienced flood insurance team at Ackerman Insurance Services stands ready to help ensure you are well-protected if in a known flood plain, and understand what your protection covers.