This insurance company is a total joke! House was damaged in the last Hurricane. In Melbourne.Have over $7,000.00 in Damages. They say it's not livable space. Rear of the house Screened in Patio and Roof damages...Have tons of Photos to all that want to see. This company sent a denial claim. Now I've got attorney Morgan & Morgan on the case..Over $4,500.00 out of pocket so far to prevent further damages. This company is Horrible, i wouldn't even give them a half star recommendation. Good Luck to whoever is still insured by them. Told tons of friends and family to avoid at all cost.