- Home InsuranceSome employers offer employees a group auto and home insurance plan. These plans cover employees’ cars and houses at a discounted group rate. Policies offered through an employer can save employees money and time, as they no longer have to shop around for their policies.
- Life InsuranceLife insurance is like any other form of insurance. You enter into a contract with an insurance company who promises to pay a certain amount of money when needed, in exchange for you paying them a monthly premium.
- Health InsuranceFor many companies, group health insurance is an essential component of their employee benefits program. A company’s group health insurance plan can directly impact a company’s ability to attract and retain employees.
- Disability InsuranceAccording to a 2012 survey by the Consumer Federation of America, more than half of workers say they know little or nothing about disability insurance. Disability insurance pays a percentage of your income if you become injured or ill, and are unable to work.
- Long Term CareRetaining and attracting key employees is important to your business, as is continuity and succession planning. A comprehensive Executive Benefit program allows key employees to accumulate assets for retirement while providing protection for risks including disability, long-term care and premature death.
- Vision InsuranceDental and vision insurance are plans that offer coverage for treatment and procedures related to your oral or visual health. Typically only routine procedures are fully covered. These procedures include vision tests, corrective lenses, checkups, cleanings, and x-rays. Most dental plans follow the “100-80-50” rule.
- Identity Theft InsuranceIdentity theft is a growing problem in our technologically driven world. Over 16.7 million Americans experienced identity theft in 2017. Identity theft protection saves employees time, money, and energy from dealing with identity loss or theft.
- Pet InsurancePet insurance offers protection for your employees’ pets. Approximately 68% of U.S. households own a pet. This number shows that it is likely a significant percentage of any company’s employees are pet owners. Pet insurance offers employees coverage for, what many people consider, another member of the family.