- Auto InsuranceAuto insurance policies protect your personal vehicle and a variety of risks associated with operating it. Auto policies typically offer four types of coverage: Liability, Medical Payments, Uninsured Motorists and Physical Damage. This coverage is then broken down into liability protection for the driver, personal injury for the driver and passengers, coverage to protect from uninsured or underinsured drivers, comprehensive for damage that occurs other than collision and collision coverage.
- Motorcycle InsuranceMotorcycle insurance policies protect your bike and a variety of risks associated with operating it. Most policies offer bodily injury and property damage liability, comprehensive and collision, uninsured and underinsured motorist and medical payments. Some companies offer coverage for custom parts and equipment and roadside assistance in case of a breakdown.
- Boat InsuranceBoat and watercraft insurance policies provide boaters with coverage that is specific to the boat or personal watercraft. Most companies offer coverage for bodily injury and property damage liability, uninsured boaters, medical payments, comprehensive and collision.
- RV Insurance
- Renters InsuranceRenters' insurance is coverage for your contents and personal liability when you rent a house, apartment or condo from a company or individual.
- Home InsuranceHomeowner's insurance policies provide coverage for your home in six main areas: Dwelling, Separate Structures, Contents, Loss of Use, Personal Liability and Medical Payments.
- Life InsuranceThe two most common types of life insurance are term and permanent. Term insurance is designed to go for a certain number of years at a fixed price each month or year. Permanent insurance is designed to cover you for your entire life and can vary depending on the way the premiums are invested by the company and how the policy is set up.
- Health InsuranceMany health insurance coverage providers offer employers and employees access to Group Benefits coverage. There are many different plan types and coverage options available depending on the provider. Up until recent health care legislation changes Group Benefits policies were the only guaranteed issue medical coverage for employees choosing to participate with pricing based upon the census information of the employee work group.
- Disability InsuranceGroup Benefits typically refer to employer sponsored benefit plans for employees such as health, vision, dental, short and long-term disability insurance, life insurance and 401K or 403B, pensions or deferred compensation retirement plans. Group Benefits plans usually provide employees with options for increasing coverage on themselves, adding family members and different deductibles at varying price points.
- Long Term CareThere are many different options available to enhance life insurance policies such as waiver of premium, accelerated death benefit coverage, critical illness or even long-term care coverage. It is important that the policy and coverage you select matches your individual needs and will allow for you to make adjustments in the future as your life changes.
- Business InsuranceGL coverage can be part of a Business Owner Policy (BOP) or purchased as part of a Commercial Package Policy or as stand-alone coverage depending on the situation and business need.
- Commercial Property InsuranceBusiness property insurance policies help protect your businesses from a variety of perils that can damage the building, signage, equipment and inventory. Policies normally provide coverage for things such as fire, explosion, theft, vandalism, damage from storms (windstorm or hail) or water damage from a burst pipe.
- Workers Compensation InsuranceGil Gilmer is the Vice President of Information Technology for TWFG. He brings over 20 years’ experience in the Property and Casualty insurance industry as a technology leader. He was Director of IT for an MGA covering all lines of business and held senior leadership roles for multiple insurance software companies developing applications for Homeowners, Workers Compensation, and Commercial lines. As VP of Technology, Gil is responsible for the oversight of the IT team and establishing the IT strategy by creating methodologies and processes to support the organization directives. Gil received his B.S. in Computer Science from Harding University.
- AnnuitiesAs a Managing General Agent or MGA, TWFG General Agency gives you the freedom you deserve. We have more than 3000 independent agents in 49 states, with 100+ carrier partners for Personal, Commercial, Life, Annuities, and Long-Term Care. We are committed to providing you access to the markets, technology, and tools needed to grow your business. Learn More
- Liability InsurancePersonal Umbrella insurance policies provide additional liability protection above the limits of liability that is offered on your homeowners', auto, motorcycle, boat and RV or rental property policy. To be eligible for a personal umbrella, most companies have minimum liability coverage limit levels that are required. Personal umbrellas coverage typically begins at $1,000,000 and may range to as much as $5,000,000 or $10,000,000.