- Auto InsuranceThere are several ways to save on the cost of your California renters insurance policy. If you have life, health or car insurance, consider bundling these all together, along with the cost of your renters coverage, to get a discount. Even if it isn't possible to do this, it is usually less expensive to have your car coverage and renters insurance through the same company. Most companies that offer California renters insurance want as much of your business as possible and will generally offer customers a financial incentive to achieve that.
- Motorcycle InsuranceMake sure you're prepared for whatever the road has in store for you, with our motorcycle insurance policies.
- Boat InsuranceCover your watercraft on the water and on the road with our trusted boat insurance. With improved boating insurance coverage and competitive pricing, we can cover 95 percent of all pleasure boats including bass boats, ski boats, and more.
- RV InsuranceYour RV is more than a vehicle – it's your home on the road. Protect yourself, your belongings and your recreational vehicle with our RV insurance. Learn how you can get the best recreational vehicle insurance rate and start saving with insurance coverage that meets your needs and budget.
- Inland Marine InsuranceWithout prior knowledge of inland marine insurance, it is easy to assume that this insurance line has something to do with boating transportation. In fact, inland marine insurance can cover a variety of transportation exposures; however, it does not cover boating transportation, which is covered under ocean marine insurance. Inland marine is a specialized type of property insurance that primarily covers damage to or destruction of your business property while in transport. Inland marine also covers the liability exposure for the damage or destruction that may occur to property in your care, custody, or control during transport.
- Renters InsuranceIf you are a California resident who is renting your home rather than buying it, you may not think that you need renters insurance.
- Home InsuranceYour homeowners insurance is important; it protects what is probably your greatest asset. The following coverage definitions should help you understand your homeowners policy--but be sure to consult your insurance company representative to assure that you have the right coverage for your needs.
- Life InsuranceDoes life begin at 40? Judging by Mercury founder George Joseph's life thus far,not only is the answer yes, but the company's best years may be yet to come.You see, Mercury sold its first policy when Mr. Joseph was exactly 40 years old. The eldest son of a restaurateur, George Joseph was born in 1921 and grew up in West Virginia. During World War II, he served in the Air Force as a B-17 navigator, flying some 50 missions. Afterwards, he attended Harvard on the GI Bill, graduating in 1949 with a degree in mathematics and physics. That same year, Mr. Joseph moved to Los Angeles, where he embarked on a career in insurance. By day, he worked for Occidental Life, as a systems analyst and later as a salesman. By night, he sold life insurance door-to-door. In 1954, he left Occidental to open his own agency. He offered life insurance and eventually property and casualty lines, earnings CPCU and CLU designations along the way.
- Health InsuranceWe are the Blue Cross and Blue Shield Association, the trade association for the independent, locally operated Blue Cross and Blue Shield Plans. We are the proven consumer health advocates, always with the public's best interests at heart. When families are seeking quality health insurance, they think of our member Blue Plans.
- Disability InsuranceIf you have purchased a health insurance plan you may want to consider adding a life and disability policy to your health coverage. Most people do not realize just how important life or disability insurance is until they need it. If you have a family, you will need to make sure that they are prepared in the event that something should happen to you.
- Long Term CareLong-Term Care Insurance is still a relatively new type of insurance product and many people do not understand what long-term care insurance policies cover, how and when the policies pay benefits and who needs to obtain coverage. The content in this section of the site is here to address some of the key topics and questions related to long-term care insurance and help people who are considering purchasing a policy make the right choice.
- Dental InsuranceDental health is extremely important for individuals and families and it's financially helpful to have some form of dental coverage to minimize the costs of dental care. There is a difference between traditional dental insurance plans and discount plans. Let's first start out talking about dental insurance. It's typically only available to individuals and families who receive their dental insurance coverage through large groups or through their employers. There is a premium that the employer pays to have their employees dental care covered. However, in today's world many employers are cutting back the benefits they provide and therefore many people go to the Internet to seek out dental insurance plan alternatives. For an individual, a premium could cost you approx. $35 per month and give you basic coverage for exams, hygiene cleanings, root canals, orthodontics etc and depending on the insurance plan the maximum yearly spending limits can dramatically differ. You may also have to pay deductibles on top of your premiums. So whether your company is paying the premium, it's shared or you are paying it all yourself, these are all factors that affect the bottom line cost of your dental care.
- Business InsurancePlease fill out this form and submit to get business insurance quotes, and remember your information WILL NOT be used for other purposes.
- Commercial Property InsuranceBuildings you own or lease as a part of your business, your business personal property, and the personal property of others make up the basic coverage sections of business property insurance. Business property insurance can be sold separately as an individual line policy (referred to as a monoline policy), or it can be sold as part of a Business Package Policy (CPP), which combines two or more commercial coverage parts such as business property, general liability, and business auto.
- Workers Compensation InsuranceAs a California employer you are required under California Labor Code Section 3700 to provide workers compensation benefits for your employees. When an employee suffers a work related injury or illness, workers compensation insurance steps in to provide benefits based on the type of illness or injury sustained. Workers compensation is based on a no-fault system, which means that an injured employee does not need to prove that the injury or illness was someone else's fault in order to receive workers compensation benefits for an on-the-job injury or illness.
- Commercial Liability InsuranceBusiness general liability coverage provides insurance against business liability exposures which may arise out of the commercial operations of the insured and result in the business owner losing substantial assets. It is important for a business to carry adequate business liability insurance since firms are exposed to liability on a daily basis, and the percentage of commercial liability lawsuits is quite high.
- Professional Liability InsuranceProtect your finances, your future...and your hard work. Professional Liability Insurance (also called Malpractice Insurance) helps you protect the time, money and hard work you've spent to become an expert in your profession. It's scary to think that just one claim against your services can threaten to take everything you've worked so hard for. Contact us today to start your coverage and we'll make sure you're protected.
- Restaurant InsuranceOwning your own restaurant may be your opportunity of a lifetime. A restaurant business is also an intense insurance risk. A realistic plan to reduce your risk coupled with insurance protection can help keep your dream a safe investment. For help on restaurant insurance, contact our agent today.
- Liability InsuranceThomas and Thomas, where California Contractors come for quick, easy, and safe General Liability insurance. We use only top "A" rated, admitted, California insurance carriers. We've been serving literally hundreds of California contractors, like yourself, for many years.
- Flood InsuranceMultiple insurance products. Mercury is one of the few Florida companies that provide a wide array of insurance products. Our product line includes: auto, homeowners, commercial auto and flood insurance. You will get the same low rate and great service with all these products.