Motor Vehicle

• Auto Insurance
  All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in West Covina, California, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
• Motorcycle Insurance
  We are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
• RV Insurance
  Pledge Insurance Services can help select the right custom California RV or Motor home insurance package with one of the leading Recreational Vehicle insurance companies.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 800-400-9278 to find your next California mobile home or manufactured home insurance policy. We service mobile home insurance policies in West Covina, California including the Azusa, Baldwin Park, Covina, El Monte, and La Puente areas.
• ATV Insurance
  We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
• Truck Insurance
  Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Pledge Insurance Services will help you find the best coverage you need for your business.
• Jet Ski Insurance
  Consult with one of our professional agents at Pledge Insurance Services to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  At Pledge Insurance Services, we can assist you in finding the right coverage for an affordable price for your California mobile home or manufactured home insurance. Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
• Condo Insurance
  Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
• Landlord Insurance
  Landlord Insurance can protect you from any financial loss that may occur to your rental property from accidents, injuries or lawsuits. Since landlord insurance is very cost effective, it is always a good idea to be protected in case of a loss.

Health and Life

• Life Insurance
  A share of the earned surplus apportioned for distribution and reflective of the difference between the premium charged and the actual loss experience. In a mutual or participating company, it is the return to the policyholder out of the earnings of the company. In a stock or nonparticipating insurance company, it is the division of the profits among the stockholders of the company. A refund of part of the premium on a participating life insurance policy.
• Health Insurance
  Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Business

• Business Insurance
  At Pledge Insurance Services, we pride ourselves in evaluating your business insurance needs in California. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. A California commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Pledge Insurance Services evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
• Workers Compensation Insurance
  At Pledge Insurance Services, having a workplace that is protected gives you extra security. As a California employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
• Professional Liability Insurance
• Builders Risk Insurance
  Builders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.

Personal

• Liability Insurance
  Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
• Jewelry Insurance
  There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Pledge Insurance Services can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.

Natural Disaster

• Flood Insurance
  Your standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
• Earthquake Insurance
  At Pledge Insurance Services, we can protect your California property with earthquake coverage. We realize that earthquake insurance is necessary in California, so we will shop multiple companies to find the policy best suited to your needs.