- Child SupportWhen you file for Chapter 13 bankruptcy, you are working with creditors to restructure your debt. Chapter 7 bankruptcy or Chapter 7 liquidation goes one step further. It is a process of debt liquidation that eliminates certain types of non-priority, unsecured debt. It is for people who have no disposable income after paying their monthly expenses and cannot pay off their debt in the foreseeable future. It is designed for people who have mostly unsecured debt and minimal assets. Examples of unsecured debt include medical expenses and credit card bills. Child support, student loans and some other types of debt cannot be eliminated.
- Spousal SupportChapter 7 liquidation is a process usually designed to eliminate unsecured, nonpriority debts. Unsecured debt means there is no collateral for the loan and priority debt is generally things like taxes, child support and alimony. Unsecured, nonpriority debts that are forgiven in this type of bankruptcy are generally credit cards, medical bills and bank or finance company loans.
- Limited Liability CompaniesChapter 11 bankruptcy is for incorporated businesses, limited liability companies and independent contractors with less than $2,725,625 in debt. It allows you to restructure your debt as you continue to operate your business.
- BankruptcyBankruptcy can be a scary, oppressive word. It invites feelings of dread, failure, guilt and remorse. Our clients frequently speak of the “b” word in hushed tones and hope to find another, any other, solution. There is too much misleading information, inaccurate mythology and just plain nonsense floating around about bankruptcy law.
- ForeclosureA common misconception is that you will lose your home if you file for Bankruptcy. In fact, many people use Bankruptcy to protect their most valuable asset, their home, and stop the foreclosure process.
- Debt CollectionWe will fight to end creditor harassment by protecting you from telephone calls, threats of lawsuits, and other forms of debt collection.