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General Info

Welcome to New Jersey Bankruptcy Answers, where I will provide the answers to your bankruptcy questions and explain your financial options. I will be candid in my analysis of your situation and will only suggest a course of action, including bankruptcy, if I feel it is the best solution for you. Many times -- especially with the sub-prime loans -- non-bankruptcy solutions and mortgage workouts are a viable alternative. However, please understand that bankruptcy does not ruin lives. In fact it creates an opportunity for a fresh start and a new beginning to achieve your personal and financial goals. Many people like you, are facing financial challenges never before imagined. Job loss, illness, and the over extension of credit combined with a decline in the value of your home are just a few reasons many are having difficulty making ends meet. Unfortunately, many are falling behind in their mortgage payments. Even the very wealthy and successful have filed bankruptcy or taken advantage of programs designed for troubled times because of financial situations and mistakes which were not foreseen. Everyone deserves a second chance and my job is to guide you toward that chance by providing bankruptcy options. There are many options available when facing financial difficulties. However, waiting and doing nothing can be severely detrimental to your rights. No matter what your circumstance, a free initial consultation may relieve your fears and set you on a course to take control of your future. I have concentrated my practice in New Jersey on bankruptcy and non-bankruptcy workouts. I emphasize looking deeply into a client¿s finances to determine what the goals of the individual are and what the best course of action will be for the present and the future. Perhaps a mortgage modification may be your best course of action. Even if you are in foreclosure, there are options that may allow you to keep your home and pay past due mortgage payments over three to five years and reduce or eliminate the total amount of all other debts. Let¿s sit down and discuss these options

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Category

Bankruptcy Law Attorneys