- Auto InsuranceYes, everyone needs car insurance – it’s the law after all! But why not get the absolute best auto policy quote you can get? And why be stuck with a boring insurance company?
- Motorcycle InsuranceWhether you need auto insurance, motorcycle insurance or truck insurance, Hays Insurance can help you get the best rates in the Ada, Kenton, Alger, McGuffey, Forest, Lima, Celina, St Mary’s, Rockford, Coldwater, and Van Wert areas!
- Truck Insurance
- Renters InsuranceLet Hays Insurance Agencies, LLC, do the legwork of comparing rates and carriers for your homeowners and renters insurance policies. Whether it’s your primary home, seasonal home on Indian Lake or Grand Lake St Mary’s, or your college student’s first time renting Hays Insurance Agencies, LLC, has a company or policy to cover every need.
- Home InsuranceHomeowners insurance is meant to protect you in the event of a disaster. If your home is hit by theft, fire, flood, or other catastrophic event, homeowners’ insurance helps cover the loss of your belongings.
- Life InsuranceMany financial experts consider life insurance to be the cornerstone of sound financial planning. It is generally a cost-effective way to provide for your loved ones after you are gone. It can be an important tool in the following ways...
- Health InsuranceConsider life insurance so that your loved ones have the money to offset burial costs, credit card debts and medical expenses not covered by health insurance. In addition, life insurance can be used to pay off the mortgage, supplement \retirement savings and help pay college tuition.
- Disability InsuranceA BOP doesn’t include workers compensation, health or disability insurance. If you have employees, you’ll need separate policies for these coverages.
- Business InsuranceInsurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
- Workers Compensation Insurance
- Professional Liability InsuranceProfessionals that operate their own businesses need professional liability insurance in addition to an in-home business or business owners policy. This protects them against financial losses from lawsuits filed against them by their clients.
- Liability Insurance