- Auto InsuranceUmbrella personal liability insurance can cover claims in excess of the limits of other insurance policies. This insurance picks up where homeowners insurance, renter’s insurance, auto insurance, or watercraft insurance policies leave off. It provides broader coverage that includes any member of the policyholder’s household. However, it is important to understand how a household member is defined in your policy to ensure you have the coverage you need.
- Motorcycle InsuranceMountaineer Insurance Group provides quality and affordable insurance rates for citizens in West Virginia. We strive to provide a wide range of insurance options, including car insurance, motorcycle insurance, homeowner insurance, insurance for golf carts and ATVs, renters insurance, titles, and much more.
- Boat InsuranceAll insurance policies have limits. If you find yourself liable for a claim beyond what your homeowners insurance, renter’s insurance, auto insurance, or boat insurance will cover, umbrella personal liability insurance provides additional financial protection. It can pick up where your other insurance policies leave off. For example, if a guest in your home slips and falls and suffers injuries that result in high medical bills in excess of your homeowners policy limits, umbrella insurance can help protect you.
- Renters Insurance
- Home InsuranceMountaineer Insurance Group provides auto, motorcycle, and home insurance to all of West Virginia, including Fairmont, Morgantown, Grafton, and Clarksburg.
- Business Insurance
- Liability InsuranceAccidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides the following benefits.
- Flood InsuranceFlood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk.