- Charitable GivingWe need your help to make the best use of our charitable giving resources! Whether a monetary donation, gift-in-kind, or request for volunteers, we rely on our members and neighbors to keep us informed of community needs. If you have a cause or event that you think OURCU should support, please complete the online or PDF form using one of the links above.
- Roth IRA
- Tax DeductionsPossible tax deduction on interest paid – consult your tax adviser *APR = Annual Percentage Rate. 5 year draw period-10 year pay back. Maximum loan amount $200,000-First Mortgage/$150,000-Second Mortgage – maximum term of 120 Months. Fixed Rate Home Equity Line of Credit does not include costs other than interest. Example of First Mortgage Position Payment: $100,000 borrowed on a maximum 120 month term with 6.25% fixed APR = $1,123/month if to limit. This is an estimated payment, specific to the draw period. Payment is based on principle balance. Terms and conditions apply and are dependent qualifications. Other restrictions apply. Subject to approval and must be a member in good standing. Programs, rates, terms and conditions are subject to change without notice. Call for details.
- Retirement PlanningThe Community Financial Center connects OURCU members with Mark Mager, an investment professional with LPL Financial, an independent broker dealer. Mark specializes in retirement planning and investment advisory services. Through LPL Financial and the Community Financial Center, Mark can work with you to develop an investment strategy that suits your unique financial situation and goals.
- Asset ProtectionGAP Protection – Guaranteed Asset Protection helps you avoid financial loss in the event your vehicle is totaled or stolen. Since Insurance settlements are based on the car’s actual cash value, they are often less than the loan balance. This creates a deficiency balance or a “gap†that could jeopardize repayment. GAP Protection covers that deficiency.