- Auto InsuranceIn order to properly protect you and your loved ones from the ever-present dangers on the road, it is imperative to have the right auto insurance coverage. Car insurance serves to protect the insured from liability resulting from a mistake or accident that causes injury to another person and/or their property. Auto insurance can also cover damage to the vehicle through via comprehensive, collision, theft and other perils.
- Home InsuranceIn actuality, there is a great variety and differences in the scope and the level of insurance coverage from one homeowners product to another. The majority of homeowners insurance policies cover theft, fire and liability as well as the physical structure of the home and your personal property within that structure. Some insurance policies for the home can also cover personal property anywhere in the world and may include personal liability coverage, which protects the insured from allegations of property damage or bodily injury due to negligence. Feeling overwhelmed? Mints can help. Our agents have first hand experience as well as a wealth of knowledge to help them identify a clients’ exact homeowners requirements in a manner that is affordable and comprehensive.
- Life InsuranceWhen it comes to protecting your family, life insurance is an essential tool. Not only does it take the burden off of the family when you pass away, it provides you piece of mind that your family will not have to endure financial hardship when you are not there for them. Based on these benefits, it is important to select a policy that has the right coverage for you. There are many options and different types of policies available, ensuring that you and your family will get the very best policy to fit your needs.
- Disability InsuranceDisability Insurance protects one of the most important assets in your portfolio – your ability to earn money. Many people do not consider the possibility that they could encounter a debilitating injury or illness during their working years. Should this happen to you, disability insurance is designed to replace a portion of your gross income on a tax-free basis. It gives you peace of mind, knowing that you can prevent financial hardship during this time of need.
- Business Insurance“I have used Mints Insurance for my business for a few years now. They are always ready with a detailed and well researched response and they always get back to me or help me in a timely manner. I would absolutely recommend them for your personal or business insurance needs.”
- Commercial Property InsuranceNo matter how large or small a building- from 1,000 square feet to 100,000 square feet and beyond, Mints Insurance can create a commercial property insurance package that best suits the individual needs of your building and contents. From frame construction in the country to fire resistant warehouses in the city, Mints has the expertise to suit your needs.
- Workers Compensation InsurancePractically every business, large or small, needs to have some type of workers compensation insurance. Employers purchase workers compensation coverage in order to provide for or meet an obligation to their employees under a state’s insurance statutes. Because every state has differing legislation governing the practical implementation of worker’s compensation coverage, it is essential that insurance agents are well educated and knowledgeable in a broad range of coverage requirements.
- Commercial Liability InsuranceCommercial liability coverage is an essential requirement of any business insurance plan. In short, commercial general liability provides protection for businesses from allegations or lawsuits alleging negligence resulting in bodily injury, property damage, personal injury or advertising liability. However, not all commercial general liability policies are the same.
- Professional Liability InsuranceProfessional liability coverage is a specialized type of policy that protects a company or individual from claims or allegations arising out of the negligent rendering or failing to render specific professional services. It is critical to be aware that standard General Liability policies specifically exclude professional liability claims, so if your business provides consulting, advisory or professional services to your clients or patients, the right professional liability coverage in additional to General Liability is necessary.
- Liability Insurance
- Flood InsuranceJust a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2008 to 2012, the average residential flood claim amounted to more than $38,000. Flood insurance is the best way to protect yourself from devastating financial loss.