Horrible car finance company! They will call you at your employment one day before payment is du to try and collect payment. We were once 7 days late and they threaten to repo vehicle. The staff is demanding and rude! They have an employee named stephanie who will yell and hang up on you just because u said you mailed payment. She wanted it on phone with credit card when 1 day late. Worse company hands down. They are the definition of loan sharks.