- Auto InsuranceWith more than 10 million car accidents each year — that’s about 27,397 each day – across the U.S., protecting your business with the correct commercial auto insurance policy is more important than ever. After all, your commercial vehicles are essential to your company’s livelihood, and having the right kind of insurance coverage means one less worry for you!
- Home InsuranceHomeowners insurance protects your most valuable asset — your home – in the event of damage from fire, windstorm or other covered causes of loss. It also protects you from unforeseen legal costs if someone accuses you, your relatives who reside with you, or your pets of causing injury or damage, even if you aren’t found legally responsible.
- Life InsuranceNo one likes to imagine a time when they won’t be there to protect their family. A life insurance policy from Pacific Unified Insurance provides you with the peace of mind that comes when you know your loved ones will be taken care of. Coverage provides your beneficiaries with financial security and stability at the time when it’s most needed.
- Health InsuranceSavvy business owners know that one of the best ways to attract and retain talented employees is by offering group health insurance coverage. In fact, studies show that 94% of employees believe that employer-offered benefits — such as heath care insurance — are an essential factor when deciding whether to take a new job or to stay with their current company.
- Disability InsuranceDisability insurance protects your employees from financial ruin should they be unable to work as a result of a non-occupational injury or disease, helping to cover the cost of...
- Long Term CareYou’ve probably already made financial plans to help you through your retirement years, but have you considered how you’ll pay for long-term care? If you experience a disability or chronic illness that leaves you unable to care for yourself, long term care insurance covers the significant costs of care, whether in a nursing home, assisted living facility or in your own home.
- Business InsuranceThough it may not be something you think about on a daily, weekly or even monthly basis, the types of business insurance you choose makes a difference; after all, the unexpected can and does happen every day. People slip and fall, cars crash, and customers may be unhappy with the service or products they receive. Your business insurance provides you the means to protect the investment of time and money that you’ve made in your business. Here’s why you should consider business insurance to be so important to your successful business.
- Commercial Property InsuranceWhether you lease, rent or own your commercial building or workspace, commercial property insurance can protect your physical assets or those you are required to insure under a lease or other agreement.
- Workers Compensation InsuranceThat’s why California state law mandates that any company with even one employee must carry workers compensation insurance.
- Commercial Liability InsuranceYou work hard every day to make your business a success – don’t risk it all by not carrying enough general liability insurance. Also known as commercial general liability or business liability insurance, this type of protection is vital to your livelihood.
- Professional Liability InsuranceIf your business provides services for fees, you’re exposing yourself to potential lawsuits. In fact, any contractor, business owner or individual who makes a recommendation, provides a service, designs a solution, or even offers an opinion runs the risk of incurring a professional liability lawsuit.
- Liability InsuranceYou’ve protected your business by General Liability Insurance to cover accidents on and off your premises or injuries caused by your products or services and Auto Liability for bodily injury or property damage for which you are responsible as a result of a vehicle accident. But what if the unthinkable or unexpected happens and you are involved in a very serious situation that results in a costly lawsuit and the possibility of damages in excess of those policies limits?