- Child SupportFor qualifying consumers, Chapter 7 can provide relief from most unsecured debts. Certain debts are non-dischargeable: taxes, student loans, child support, alimony, and criminal penalties. Credit card debt, medical debt, and most unsecured debt can be discharged. Secured debt can also be discharged, provided that the collateral (home, car, jewelry, etc.) is surrendered to the lender. Filing under any chapter provides instant protection from creditors, who can take no legal action against a consumer who has filed due to the Automatic Stay. Garnishments, lawsuits, foreclosures, repossessions, telephone calls, and legal action of any kind are immediately halted due to the Automatic Stay that protects the debtor. To proceed with further action after the bankruptcy filing, the lender has to obtain a court order from the Bankruptcy Court.
- Spousal Support
- Real Estate TransactionsReal estate transactions are often complex and full of innumerable details. There are many potential problems that can arise out of buying, selling, or owning a home: breach of contract claims and earnest money disputes, misrepresentation claims based on a failure to disclose defects, and disputes with neighbors over boundaries, to name a few.
- Land Use and Zoning
- Landlord-Tenant DisputesIwama Law Firm represents landlords and tenants throughout the Puget Sound area in legal actions involving...
- Condominium Law
- Medicaid PlanningIwama Law Firm combines the fields of Elder Law and Estate Planning to provide comprehensive estate planning services coupled with elder disability and Medicaid planning issues.
- Estate PlanningHire an efficient attorney from the Iwama Law Firm in Kent, WA to help you solve your legal problems. We cover a wide array of legal issues including bankruptcy, estate planning, residential and commercial real estate, and more. We strive to give our clients the highest quality of service possible to achieve favorable outcomes in any legal situation. Call us today to schedule a consultation with our attorney.
- Wills
- TrustsProbate is the legal procedure in which the probate court assumes jurisdiction over the assets of someone who has died. The court will appoint a representative of the estate and this person will be charged with the responsibility to make the payment of debts, taxes, and fees. After they are paid, the distribution of the remainder assets will be made to the persons named in a will, or to the legal heirs if there is no will. Probate may not be necessary if a deceased person had a properly drafted and funded trust. However, trust administration is necessary.
- Power of Attorney
- Probate
- BankruptcyHe has assisted individuals and business owners with successful Chapter 11 bankruptcy cases. Although the current trend of the regional economy appears to be good, he finds many people can benefit from Chapter 11 cases. He is ready to serve those who need their reorganization.
- ForeclosureThe reason why a consumer would file bankruptcy is to obtain debt relief. Such relief might take a variety of forms. It might result in total relief from all debts, or it might provide relief from a portion of the consumer’s debts with a period of years to pay the remainder. It might result in the payment of one hundred percent of the consumer’s debts, but provide a period of years to do so while stopping the accrual of punitive interest. It can also provide the consumer with the choice of either retaining or rejecting a secured loan such as a home mortgage or car loan. Thus, filing bankruptcy does not mean you have to give up your home or your minivan, if you are current and can remain current. If you are behind in your mortgage or car loan, Chapter 13 and Chapter 11 provide a method of bringing your loan current over a period of years so you can retain the asset or real estate, provided that you make the current payment in addition to making payments on the amount you are behind. Bankruptcy provides immediate relief from foreclosure, garnishment or repossession due to the “Automatic Stay†which is essentially a temporary cease and desist order requiring creditors to stop all collection actions.