- Child SupportSome people have to file a Chapter 13 because they do not qualify for a Chapter 7, either because they have a prior Chapter 7 within the past 8 years, or have assets that can’t be exempt. Some people file a Chapter 13 to save a home from foreclosure or to pay back taxes or child support.
- BankruptcyChapter 7 Bankruptcy gives people a fresh start. Most debts are dischargeable in a Chapter 7, which means that they do not need to be paid back.
- ForeclosureNo one ever expects that they will file for bankruptcy. But in our depressed economy, many people are finding themselves thrust into a seemingly impossible situation. You might be facing a foreclosure, a wage garnishment, high credit card debt, medical bills, or back taxes.