Would not ever recommend to anyone , they threaten and harass. Curse and demand payment when you have already called them and told them payment arrangements this was on a pmt 3 days over due date. Say they will garnish your check. Living in Virginia I thought that may have been why they behaved the way they did but have found many thru Facebook in the Tricity area having same issues. Unprofessional and breaking alot of consumer rights!!