- Auto InsuranceOwning an automobile in Indianapolis Indiana is a big responsibility, but will also give you the freedom you need to enjoy all the city has to offer. Whether you have owned a vehicle in the past or if this is your first car, you may need to know some facts about Indiana auto insurance. In most states you are required to carry some type of coverage, or to show financial responsibility, in case you are in an accident.
- Home InsuranceDo you live in Indiana? Whether your home’s an apartment in Fishers, a house in Carmel, or a condo in Indianapolis, proper home insurance protects your valuable assets. Farms require special policies not discussed in this article.
- Life InsuranceYou want to provide your family with financial protection in case you pass away unexpectedly. At the same time, you don't want to spend a small fortune on life insurance. Fortunately, if you live in Fishers, Carmel or Indianapolis in Indiana, you can protect your family without overspending on life insurance premiums.
- Health InsuranceBuying health insurance from a private insurer can be an intimidating process. Most consumers rely on their employers to cover their health insurance needs. For those who can't do this, finding the right health policy seems like a daunting task.
- Business InsurancePurchasing commercial insurance is an important part of running a business. If your premiums are too high, they can eat into your bottom line. On the other hand, opting only for the company with the cheapest quotes could mean you'll be underinsured when the time comes to make a claim. To ensure your getting the best deal on your Indiana commercial insurance, it's important to shop and compare rates from an independent broker, such as Realty Group Insurance. Serving the Indianapolis, Carmel and Fishers areas, Realty Group compares commercial auto, liability, property, worker's compensation and business owner insurance rates from multiple top providers throughout the state.
- Commercial Property InsuranceCommercial property insurance is similar to homeowner's insurance, in that it protects your business property. Not only is the structure covered against damages and losses, but your business assets are also protected against loss. For example, if you lose your store to a fire, your property insurance will pay for the structure damages, as well as for your inventory and store fixture replacement.
- Workers Compensation InsuranceIf you have employees, worker's compensation insurance is not an option. Unlike liability insurance, which pays for injuries sustained by your customers and other individuals on your business property, worker's compensation pays benefits to employees who are injured on the job. Without worker's compensation coverage, your employees could sue you for the medical bills related to workplace injuries.
- Liability InsuranceGeneral liability insurance is the coverage your business needs to protect itself from everyday mishaps. For example, if a customer trips and falls inside your business, your general liability insurance policy will provide benefits for bodily injury sustained due to the fall.