Motor Vehicle

• Auto Insurance
  Rear-end collisions are a common reason for auto insurance claims. Whether you are the driver who hits a vehicle in front of you, or the driver who gets hit by a vehicle behind you, these accidents can often be avoided. Consider these tips: Keep your distance. Drive far enough behind the car in front of you so you can stop safely. This is especially true in inclement weather. Stay at least three seconds behind the vehicle ahead of you, and longer if you’re in a heavier vehicle. Extend the timing when weather conditions are bad. Drive strategically. Avoid situations that could force you to suddenly use your brakes. If a driver is following you too closely or isn’t paying attention, you might be rear-ended. Don’t get distracted. Never take your eyes off the road to eat, read a text message or find your phone. If the driver ahead of you stops suddenly, it only takes a second or less of not paying attention to rear-end their vehicle. Don’t drive when drowsy or under the influence. You’re more likely to make driving errors when you’re sleepy or impaired by drugs or alcohol.
• Boat Insurance
  Although boat insurance is not required by Massachusetts Law, we strongly recommend purchasing coverage! Sailing vessels that you own less than 26’ in length and watercraft that you own with outboard motors of 25 horsepower or less (no coverage for inboard or inboard/outdrive) are automatically included for liability (bodily injury to others/ damage to property of others) on your homeowner’s, condominium or tenant policy.
• Mobile Home Insurance
  Bryden and Sullivan has options for carriers that provide coverage for you. We offer programs for all types of manufactured housing, with no age limit, and these occupancies...

Property

• Renters Insurance
  Even if you don't own a home, you still have a lot at stake. After all, your personal belongings, like clothes, furniture and electronics, have significant value. Travelers renters insurance can help you protect that value without breaking the bank. So no matter where you live, you can rent with peace of mind.
• Home Insurance
  Under certain circumstances, damage to your home may not be covered under a basic homeowner's insurance policy. Talk to Bryden and Sullivan insurance agents to determine if you need any additional coverage for the risks your area is particularly susceptible to, such as tornadoes, wildfires, hurricanes and more.
• Condo Insurance

Health and Life

• Life Insurance
  Your premature death can seriously impact your business. While it's something you don't want to think about, you want to ensure your business is protected. Protect your business, as well as your family, with life insurance products designed specifically for your business needs and objectives. Also, if you have key employees in your business, there are life insurance plans that will provide financial protections for your business in the event of the death of a key employee.
• Health Insurance
  For answers on Health Insurance and mandates please see our overview to answer commonly asked questions, or please call our office at 508-775-6060 and we will be happy to answer your questions.
• Disability Insurance
  The fact is your business, employees and family depend on you. The right disability insurance products can protect your family, protect your business and even help you attract and retain quality employees.

Business

• Business Insurance
  Life and Disability business insurance protects your company and your employees in case of an accident on the job that results in disability or death of an employee or business partner. It covers the business and compensates the individual (or family) of the injured employee.
• Commercial Property Insurance
  Commercial Property Insurance covers Business Personal Property, Buildings,  Loss of Income, Computers and more. Policies help the business return quickly to normal operations following fire, flood, natural disaster or certain other extenuating circumstances, such as vandalism. After paying the deductible, insurance covers resulting repairs or replacements.
• Workers Compensation Insurance
  Please be advised that the Division of Insurance has approved a new Workers Compensation class code #0012 with a rate of $0.00 for employers that paid furloughed employees due to COVID-19.
• Commercial Liability Insurance
• Professional Liability Insurance
  Errors & Omissions is a Professional Liability Insurance that protects companies and individual's against claims for inadequate work or negligent actions.

Personal

• Liability Insurance
  Whether it’s a serious at-fault auto accident or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, renters or boat policy. And an expensive judgment is the last thing you want to worry about. A Bryden and Sullivan Umbrella policy can help protect your assets and provide additional insurance protection.

Natural Disaster

• Flood Insurance
  Seasonal (and even un-seasonal) storms are always a possibility, as well we know on the Cape and along the coast. FEMA’s National Flood Insurance Program (NFIP) is encouraging property owners to reach out to Bryden and Sullivan to raise awareness about hurricane and windstorm risk on Cape Cod.