- Tax PlanningWe’ve been doing this for a long time, so we’ve learned what has and hasn’t worked over our nearly half a century of experience. First of all, we don’t believe anyone can consistently time or beat the market. But we do believe that an overly simplistic ‘buy and hold’ strategy can be problematic unless you’re very young. So we’ve developed a strategy where we combine passive investing with some active investing elements. On top of that, our firm has deep experience in tax planning, because that’s one of the few areas where you can get additional return without taking additional risk. As a Linscomb & Williams client, we apply our tax planning expertise so you’re always poised to take advantage of those opportunities. We also employ our own research staff to help us create carefully assembled globally diversified portfolios that are appropriate for the particular investing climate.
- Charitable GivingMost firms help you with financial planning and investments, but lack tax, estate planning and other specialized expertise. At Linscomb & Williams, our team of multi-credentialed professionals can help you get everything you need in one place. Whether you need assistance with business exit strategies, trusts, college planning, elder care planning, divorce planning, special needs, or charitable giving, we can be a single source, simplifying your life and maximizing coordinated outcomes.
- Estate Taxes
- Tax Services
- Income TaxPlan Analysis and Development. We’ll take the information we’ve gathered and develop a client-centered financial plan so you can reach your goals. This will include looking at your income, expenses, assets, liabilities, retirement plans, income taxes, insurance, estate planning goals, and many other aspects of your financial life. We may identify areas that need work first in order to achieve your goals.
- Investment ManagementMany financial advisors provide you with basic investment planning but outsource important tactical investment decisions to others. These can be important decisions regarding asset class weightings (such as international versus domestic, or growth versus value) or gradations of risk in categories (core bonds versus junk bonds). Outsourcing can be a profitable business model for the advisory firm, but it may create compromises for you...
- Mutual Funds‘Conflicted advice’ occurs when you get advice that helps the person recommending it more than you. So, instead of recommending a low-cost ETF or mutual fund appropriate to your goals, you are steered toward a similar product that pays the advisor a higher commission.
- Bonds
- Wealth ManagementAt Linscomb & Williams, our wealth management specialists have been answering these questions and helping clients succeed in the markets for more than four decades. We have the experience to navigate various market cycles, uncertain geopolitical and economic climates, or whatever else comes at us. We’re here to keep a close eye on your wealth, so you can relax and focus on living your life.
- Accounting Services
- Financial PlanningOur large professional staff with deep experience in financial planning and other specialties makes us able to help you as your life changes. Whether you’re needing advice about selling your business or creating a socially-responsible legacy, we have the professional assistance you need.
- Retirement PlanningAt Linscomb & Williams, our team is available and qualified to help you solve the most complex financial issues and challenges. Our firm has significant experience in investing, retirement planning, college planning, elder care planning, insurance and asset protection planning, and most other wealth management related topics.
- Long Term CareFocused Efforts. Over time, we’ll work with you on specific areas where you need guidance and help: retirement planning, income tax strategies, estate planning strategies, asset protection, insurance planning, college funding, elder care, health care planning, and others. Our experts will jump in as needed to help make sure you get the best advice possible.
- Asset ManagementInvestment Planning. Once we agree upon an appropriate asset allocation strategy, we will make recommendations on the types of investments which will best meet your needs.
- College Funding
- Mortgage RefinancingWhat if I want to call you with a question about a vehicle purchase or mortgage refinancing or something else in general....will I get a bill for your time?
- Asset ProtectionThis includes helping you protect your personal and family assets from risks associated with your business. This is critical because asset protection measures must be in place before any threat of litigation exists. But many business owners assume it will never happen to them. It is good to be optimistic, but you should always prepare for the unexpected. The unfortunate fact is that lawsuits are filed every day, even if they are without merit. Therefore, you must prepare in advance, or otherwise, your assets and potentially your lifestyle is at risk. Even if the lawsuit goes nowhere, costs to defend one can be staggering.