I discovered this company upon the recommendation of another loan company here in Houston. I did not have the necessary credit score to qualify for a loan with the first company. I then applied with 700 plus credit. Several days went by from the time I applied for my loan, No letter No phone calls, anxious for an answer I called them, their reply was we will have to call you back. OK I thought, several more days went by No call. I started investigating 700 plus on line and found their web site. Very impressive, and they offer credit repair. Well I thought what could it hurt to fill out the application and see about raising my credit score a little. I got a phone call back almost instantly, the lady calling asked for copies of my credit report and other information which I sent via fax. That was several days ago and I again have NO response from these people. Now I am concerned about having sent my info to them. What a POOR way to do business. I rate their poor service - 1 star!! BEWARE