Motor Vehicle

• Auto Insurance
  “Regardless of size, whether you represent a large multi-national corporation, or you’re an individual seeking home and auto insurance, wealth or retirement planning, Marshall & Sterling is your first choice to find the right services at the right price. The broad array of insurance carriers represented by Marshall & Sterling Insurance ensures that each account is afforded excellent coverage. Our breadth of experience and knowledge provides our clients with virtually all forms of insurance, risk management and financial planning services, tailored to meet your unique, diverse and particular needs.”
• Motorcycle Insurance
  To ensure you've got the coverage and financial protection you need, it is important to consider the different types of motorcycle insurance out there.
• Boat Insurance
  Did you know umbrella liabilities can provide additional boat insurance coverage across the board for home, auto, and watercraft?
• RV Insurance
  RVing can be a fun way to see the world and spend time with your family; but because it’s bigger and heavier than an average car or truck, there are additional hazards that come with owning and operating an RV. Make sure you have the appropriate coverage for your next road trip.
• ATV Insurance
  Snowmobiles and ATVs are primarily used on off-road terrain and alongside roads. As a result, they generally operate at high speeds and are prone to accidents and theft. In addition, many snowmobiles are customized, so it is difficult to establish their value after a loss. Reach out to a member of our team to learn more today!

Property

• Renters Insurance
  Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for jewelry and other valuable items.
• Home Insurance
  The biggest investment most people will ever make is their home. Protect your investment, and your future, with a comprehensive homeowners insurance plan.
• Condo Insurance
  If you rent a condo, then you need renters insurance - your landlord should have a condo insurance policy to protect their own interest in the property.

Health and Life

• Life Insurance
  Whole Life Insurance: This insurance is a type of insurance wherein the term is your entire lifetime. Contrary to term insurance, whole life insurance is cash value insurance and premiums remain consistent throughout the policy term. In this insurance, the insurance carrier can invest a portion of your premiums and might even share the proceeds from the investment with you in the form of a dividend.
• Health Insurance
  The Kaiser Family Foundation’s (KFF’s) 2023 Employer Health Benefits Survey revealed that workers and employers alike are paying more for job-based health insurance this year.
• Disability Insurance
• Dental Insurance

Business

• Business Insurance
  Owning ATM machines has become a business which is growing on a daily basis. We are the best ATM business insurance.
• Workers Compensation Insurance
  These are questions you should be asking when faced with increasing workers compensation costs, employee disloyalty or declining production and service.
• Commercial Liability Insurance
  Many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies to further protect their company.
• Professional Liability Insurance
  Professional liability insurance may take on different forms and names depending on the profession. Sometimes coverage is required while under contract by other businesses that are the beneficiaries of the advice or service.

Personal

• Annuities
  Variable (Life & Annuities): Variable life insurance is just like another type of permanent life insurance policy. The only difference is this type of insurance gives you the flexibility to choose the way your insurance company invests your cash value. Under this policy, you can decide on having your money invested in a wide range of investment products, including stock funds, fixed interest sub-accounts, and highly-volatile international growth sub-accounts.
• Liability Insurance
  Personal umbrella liability insurance provides an extra layer of protection over your personal assets for when your standard liability coverage is exhausted.
• Identity Theft Insurance
  Identity theft insurance can be purchased as a stand-alone policy or added as an endorsement to your existing homeowners or automobile insurance coverage. Though identity theft insurance does not protect against the cost of the actual theft, it is a relatively inexpensive insurance option that reimburses for the cost of reclaiming your identity. This includes things such as...
• Pet Insurance
  Call us today to learn more about pet insurance coverage that can help give them the medical care they need and save you money along the way.
• Wedding Event Protection
  You've dreamed of this day, crossed your t's and dotted your i's, but no matter how carefully you plan it, sometimes things go wrong - things that are beyond your control. Protect yourself from financial loss with wedding insurance.

Natural Disaster

• Flood Insurance
  A general policy will generally not cover claims for flood damage, and this type of insurance is often only available through the National Flood Insurance Program (NFIP).