Motor Vehicle

• Auto Insurance
  -A policy in which people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other car damage.
• Motorcycle Insurance
  There is damage to your motorcycle due to an accident, vandalism, etc. or if you are injured. Motorcycle insurance is the specific insurance that can cover the legal liabilities arising from the use of a motorcycle, including bodily injury liability, collision, comprehensive, medical payments, and passenger liability.
• Boat Insurance
  - A watercraft that is generally between 16 feet and 25 feet, 11 inches in length. Boat insurance typically covers physical damage and liability.
• RV Insurance
  Your RV is more than a car, and RV insurance covers situations that are generally not covered under a standard auto insurance policy.
• ATV Insurance
  You ride off of your property and if you trailer your ATV to another location. It's also important to keep in mind that a lot of state-owned and public parks require ATV insurance in order to ride on their trails. ATV's are considered off-road vehicles.
• Inland Marine Insurance

Property

• Home Insurance
  (secondary home coverage)- Like standard home insurance, vacation home insurance protects your home and possessions against fire, storms, burglary, vandalism, and also offers liability coverage.

Health and Life

• Life Insurance
  What's best for you and your family at this stage of your life? We'll help you make the right decision now to give you the peace of mind knowing you have protected your family's future.
• Health Insurance
  Medical - Provides benefits for expenses incurred as a result of in-hospital medical treatment and surgery as well as doctor’s visits, laboratory tests, prescriptions and diagnostic services.
• Disability Insurance
  Short Term - This type of disability insurance pays a percentage of your salary if you become temporarily disabled, which means that you are not able to work for a short period of time due to sickness or injury not related to your job. The benefit amount is limited to a percentage of your salary, such as 60 or 70%.
• Long Term Care
  Long Term Care - Refers to the broad range of medical and personal services for individuals who need assistance with daily activities for extended periods of time.

Business

• Business Insurance
  Our team of independent insurance agents have over 300 years of combined experience in protecting the interest of individuals and companies in our community.
• Workers Compensation Insurance
• Commercial Liability Insurance
• Professional Liability Insurance

Personal

• Annuities
  Annuities can provide you with income that can last a lifetime. Ask us how to invest now to secure a steady stream of income for later.
• Liability Insurance
  You may need this if you are sued and the dollar limit of the original policy has been exhausted. The added coverage provided by the umbrella insurance is most useful when there are younger drivers in the household, households with watercraft, recreational vehicles, rental property. The chance of being sued personally is on the rise in this country so the personal umbrella can protect any person’s assets no matter what their position is in their community.