Motor Vehicle

• Auto Insurance
  Your car is a large investment. A car insurance policy is designed to protect your assets, the car itself, while covering damages you may cause to other people. Accidents do happen, and being prepared to deal with the consequences is important.
• Motorcycle Insurance
  Riding on the open road is something many New Jersey residents enjoy. But whether your motorcycle of choice is a Harley Davidson, Kawasaki, BMW, Yamaha, Suzuki, or Honda, it’s important to protect both your bike and yourself through motorcycle insurance. Accidents happen. So does theft. Donnelly & Sproul protects you from both unfortunate incidents.
• Boat Insurance
  Our watercraft insurance policies lets you relax even more when enjoying a day out on the water knowing that your personal watercraft is covered. Just like auto insurance, we make it easy to feel confident in your boat insurance protection, whether you own a fishing boat, sailboat, motorboat, or pontoon boat.
• Inland Marine Insurance

Property

• Renters Insurance
  Many renters in New Jersey overlook the need for renters insurance. They think that because their landlord has insurance on the building, they are covered.
• Home Insurance
  Whether you live in an home or condominium, we offer comprehensive solutions to help you protect your most valuable asset. Covering your home and belongings from theft, damage from extreme weather, or fire can help you feel more secure and provide you with peace of mind.
• Condo Insurance
  Families are the cornerstones of our many wonderfully diverse New Jersey communities. For families like yours, we offer a wide range of insurance products including auto insurance, classic car insurance, and motorcycle insurance. In addition, we offer homeowner's insurance, condo insurance, renters insurance, flood insurance, life insurance, and more. Learn how to save on insurance and donate to a charity.

Health and Life

• Life Insurance
  One of the most important insurance products you’ll ever purchase is life insurance. It’s the gift you leave your family that provides for them and protects them after you’re gone. Because life is the most precious gift there is, it makes sense to protect it with insurance coverage.

Business

• Business Insurance
  Individuals who own a business need insurance to protect the company against any risk or potential claims that may be filed against it. A commercial insurance policy is not a one-size-fits-all because of the many types of businesses and risks that are inherent to each. During the underwriting process, your business insurance agent will gather detailed information as it relates to the business endeavor and will determine the types of risks the business owner could be exposed. The information gathering will lead your agent to write the most comprehensive business insurance policy possible.
• Commercial Property Insurance
  Business property insurance goes beyond the property coverage in the standard BOP in coverage amount and scope. Commercial property coverage not only offers coverage for the building itself and up to the covered amount of inventory, but also to things like...
• Workers Compensation Insurance
  Traditional claims include cuts, falls, injured backs or broken bones, or any injury arising in and out of the course of employment. However, workers compensation includes coverage for industrial diseases too.
• Commercial Liability Insurance
  The biggest risk any business owner faces is liability to others. Business owners are required by law to have liability coverage in place. Business liability policies are typically sold as a package and include: Public liability, this is protection against claims brought against the company by the public; Product liability coverage protects the company against any commercial liability if a product it manufacturers has a claim brought against it for design or manufacturing faults.
• Professional Liability Insurance
  Professional liability insurance, also commonly referred to as Errors and Omissions Insurance (E&O), from Donnelly and Sproul protects you or your business in the event that a lawsuit is brought against you for negligence, even if you weren’t responsible for the mistake. In other words, it protects professionals when making mistakes as part of the services they provide.

Personal

• Liability Insurance
  In New Jersey, automobile liability, home owners’ liability, aviation, or boats can create devastating losses. Families need to buy enough liability insurance to cover any realistic potential claim. Umbrella policies cover large complex claims that can happen to anybody.
• Pet Insurance
  In addition to the full line of personal and professional insurance coverages available at Donnelly & Sproul, we offer pet insurance, teachers insurance, umbrella insurance, product liability coverage, and law ordinance insurance as specialized insurance products.

Natural Disaster

• Flood Insurance
  Many people make the mistake of believing that flood insurance is only necessary in coastal or flood prone regions near rivers and lakes. Unfortunately, that isn’t the case. Many floods happen each year in inland areas with no history of flooding.