- Auto InsuranceIf your business relies on vehicles to get things done, then having a commercial auto policy is a must. A personal auto policy typically doesn’t extend to company vehicles therefore a commercial auto insurance policy can help protect you and your business from the unexpected.
- Motorcycle InsuranceMotorcycle insurance isn’t a choice – you must have a policy taken out on your bike in order to drive legally. Much like car insurance, liability coverage is mandatory. Collision insurance, comprehensive coverage and uninsured/underinsured motorist coverage are optional coverages that you may wish to add to your policy. Below are brief descriptions of the various coverage options for your motorcycle...
- Boat InsuranceIf you have the financial ability to absorb unexpected costs or if you simply want to keep your insurance costs low, liability boat insurance will cover costs of damages to other people or property, NOT your own damages. (Full coverage may be required if you are still financing your boat, just like with cars.)
- Renters InsurancePersonal umbrella insurance is a form of liability insurance that will supplement your basic liability policies, such as your auto, home, or renters insurance. A personal umbrella liability policy covers a much higher limit and goes above and beyond claims directly relating to your home and auto.
- Home InsuranceEveryone’s needs are not the same, so it is best to consult your agent to help assess your needs and find the homeowners insurance policy that is right for you.
- Life InsuranceThere are several types of Life Insurance policies and understanding which type meets your needs can be daunting. At David A. Crotts & Associates, our goal is to find a policy you feel comfortable with, that meets your needs and fits your budget.
- Health InsuranceEveryone knows how important it is to have Health Insurance, but what about Dental and Vision coverage? Studies have shown that dental health is directly linked to overall wellness and disease prevention, yet most Health Insurance plans do not include comprehensive dental coverage. What does this mean? It means that routine visits to your dentist are often skipped, leading to the likelihood of more costly and invasive tooth and gum problems down the road.
- Disability InsuranceHelp protect a portion of your paycheck from unexpected illness and injury that keeps you from working
- Long Term CareLong-term care helps pay for personal care services when you are no longer able to care for yourself or perform everyday activities without assistance.
- Dental InsuranceDavid A. Crotts & Associates offers several options for dental insurance, including plans that provide coverage for preventative services on day 1, options to see any dentist you choose and coverage for most non-cosmetic dental procedures.
- Vision InsuranceMany insurance plans do not cover routine vision – leaving the patient to foot the bill for routine vision exams, glasses, contacts, or corrective surgeries.
- Business InsuranceThe friendly, local, independent agents of David A. Crotts, a member of Correll Insurance Group, look forward to helping you find a personalized, affordable and reliable insurance package. Whether you need help with personal or business insurance or would like to ask us any questions, please complete the form below, and we'll be in touch soon!
- Workers Compensation InsuranceWorkers' compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and created an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
- Commercial Liability InsuranceGeneral Liability insurance, sometimes called small business liability insurance, provided coverage for your business against claims made by others including bodily injury, property damage, or personal injury on your business premises or arising from your operations.
- Annuities
- Liability InsuranceUnfortunately, for every business owner, the chances of getting sued have dramatically increased over the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
- Flood Insurance