General Info

About BCI Lending Services: BCI Lending Services, also known as Business Carolina, Inc, is a not-for-profit economic developer that is devoted to promoting economic growth in South Carolina, North Carolina, and Georgia by providing loans to small businesses. BCI Lending is an independetly-owned and operated organization that is an SBA Preferred Lender. As such, BCI is able to handle your entire loan request as though we are an extension of the Small Business Administration and we act with the authority of the SBA to obligate them for their guarantee of your loan. This results in an astoundingly fast loan process and your small business gets its needed funds much quicker. BCI's small business loans can be used for a variety of business purposes, including: We've helped thousands of entrepreneurs develop and hold on to their dreams over the past 20 years. BCI's Loan Committee consists of only senior management who personally assess each application for approval. BCI Lending's diverse client list includes: pharmacies, printers, assisted living facilities, waste removal services, daycares, food services, distribution companies, warehouses, ice cream shops, equine product manufacturers, mulch and landscaping companies, flooring manufacturers, hotels, restaurants and other hospitality services, various national franchises, CPAs, chiropractors, and medical practices; some of these can be seen in our success stories. Our business loans are all fully amortizing, truly unique among lenders. Unlike a traditional bank's "long-term" business loan, which often result in a demand of full repayment of debt only several years after closing (known as "balloon payment"), our business loans are truly long-term; your business repays its loan on a contractual schedule for the life of the loan with no early due dates. This provides stability for your small business when it needs it the most with no surprises and no disruptions in business.