Probably the worst finance company in the United States. If you qualify for a loan they will also pressure you to buy all kinds of expensive insurance that only protects them, not you. They also use the 'rule of 78s' which adds all of the interest of the loan to the balance the day you take the loan. It is reported to the credit bureaus that way, so it looks like you owe twice as much as you do. If you are a few days late they call a few times a day. If you get behind they will 'renew' the loan and add more interest and you will never pay them off.